Volume 29 - Number 6
March 19, 2018
Downloads Available: Impact of Small-Lender HMDA Exemption: 2015-16 analysis
HMDA Changes Would Scale Back Reporting Burden for Small Banks
Proposed changes to the Home Mortgage Disclosure Act have become a key flashpoint of controversy in the advancing effort to reform the Dodd-Frank Act. The Senate last week passed legislation that would exempt depository institutions that have relatively small mortgage operations from new HMDA disclosure requirements – and some existing ones – that were mandated by the Consumer Financial Protection Bureau. The expanded HMDA reporting regime is taking effect for mortgage (include one data chart) ...
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