Credit reporting company Experian recently introduced a new product to provide lenders with a wider view into client behavior over time with records from all three national credit bureaus. The new product, Trended 3D, would synthesize a 24-month history of five key credit report fields – balance, credit limit or original loan amount, scheduled payment amount, actual payment amount, and last payment date – and provide a spectrum of user trends. Experian said a conventional credit report is ...