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Volume 22 - Number 14

July 6, 2018

Downloads Available: Top Agency QM Patch Seller-Issuers: 1Q18

Downloads Available: QM Patch in Agency MBS Business: 2015-2018

Agencies Leaning More on ‘QM Patch’

Fannie Mae, Freddie Mac and Ginnie Mae are relying more heavily on special rules that grant most of their single-family business qualified-mortgage status even if the debt-to-income ratio of the loan exceeds 43 percent. [Includes two data charts.]

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With mortgage production down noticeably this year from 2017, how many lenders might disappear via M&A or failure during the next 12 months?

10% or less. It’s not that bad out there.
11% to 25%. It’s a challenging market.
25% to 40%. It’s going to be very ugly.
No opinion.

vote to see results