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Volume 22 - Number 11

May 25, 2018

Mortgage Industry Beginning to Incorporate AI

Servicers, lenders and other industry participants are starting to introduce artificial intelligence services to borrowers and use the technology internally. Late last week, Bank of America launched what it claims is “the first widely available AI-driven virtual financial assistant.” The assistant can help the bank’s customers complete tasks, including checking loan balances and scheduling mortgage payments. The assistant is being rolled out to the 25 million customers who use BofA’s mobile application ...

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Do mortgage lenders really need a new credit-scoring model or is the current FICO system adequate?

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