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Volume 21 - Number 9

May 5, 2017

Downloads Available: Top GSE Seller Profile: Risk Categories: 1Q17

Downloads Available: GSE Risk Distribution: 1Q14-1Q17

GSE Sellers Gradually Expand Credit Box

Fannie Mae and Freddie Mac are getting more business in loans with lower credit scores and higher loan-to-value ratios, a new Inside Mortgage Trends analysis reveals. Some 22.08 percent of purchase mortgages securitized by the two government-sponsored enterprises in the first quarter of this year had credit scores ranging from 620 to 699. That was up from 21.46 percent in the fourth quarter of last year, and it represented the highest ... [Includes two data charts]

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With mortgage production down noticeably this year from 2017, how many lenders might disappear via M&A or failure during the next 12 months?

10% or less. It’s not that bad out there.
11% to 25%. It’s a challenging market.
25% to 40%. It’s going to be very ugly.
No opinion.

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