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Volume 18 - Number 20

October 3, 2014

Declining Youth Employment Threatens Market

The labor participation rate in the United States continues to lag, especially for the youngest potential homebuyers. If it continues to drift downward, as a recent paper by the Federal Reserve Bank of Cleveland suggests, that could push the homeownership rate down to 62.5 percent, and result in an additional 20 percent to 25 percent decline in purchase-mortgage production, according to a recent review by analysts at Bank of America Merrill Lynch. ďThe conclusion we draw from the age breakouts of ...

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The year is almost 75% done. How is mortgage origination volume at your shop?

We will fund about the same as we did in 2016.
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We will fund less than last year – by a little.
We will fund less than last year – by a lot.

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