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July 15, 2014

To Avoid QM Landmines, Some Wholesalers Cap Fees to Brokers at Under 2 Percent

By Paul Muolo

“If the cap is 2.75 percent, it doesn’t leave much, but you have to keep in mind that the lender is building ‘everything else’ into the note rate,” said Marc Savitt.

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The year is almost 75% done. How is mortgage origination volume at your shop?

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We will fund less than last year – by a lot.

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