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June 30, 2014

Biggest Chunk of Fannie/Freddie Business Doesn’t Need MI

By John Bancroft

The most profitable business for Fannie and Freddie is loans with high credit scores and LTV ratios of 60 percent or less.

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Poll

How many new retail loan officers (net) is your shop looking to hire in the first quarter of 2018?

1 to 10. We’re being careful.
11 to 30. We’re feeling slightly bullish.
31 or more. We’re in expansion mode.
None. We’re staying right where we are, for now.
We’re cutting back.

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