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February 5, 2014

Short Takes: QRM is Almost Ready / Radian Now #1 in MI? / Wells Lowers FHA FICOs / Yes, Williams is Leaving Mortgage Resolution Partners / Flippers Paradise / GOP Delays Flood Bill

By Thomas Ressler and Paul Muolo

Federal regulators have, for all intents and purposes, completed their work on the qualified residential mortgage standard. This means the final rule’s release could be imminent.

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Poll

With originations expected to drop in 2018, will your shop turn to non-QM/non-prime mortgage products as a way to bolster volumes?

Yes, definitely. We’re planning a launch.

33%

No. It’s still difficult compliance/regulatory-wise.

20%

Maybe. It’s under consideration.

33%

Not now. But things could change as 2018 progresses.

13%