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March 12, 2018

Citadel Loosens Underwriting Standards on Nonprime Products, Citing Strong Loan Performance

By Brandon Ivey

Citadel introduced a 5/1 hybrid adjustable-rate mortgage and a 5/25 interest-only term loan…

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On average, how much of a commission does your shop pay loan officers per loan they originate ?

25 to 50 basis points.


51 to 100 basis points.


101 to 150 basis points.


North of 151 basis points. (We expect a lot.)


We pay salary, not commission.