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March 12, 2018

Citadel Loosens Underwriting Standards on Nonprime Products, Citing Strong Loan Performance

By Brandon Ivey

Citadel introduced a 5/1 hybrid adjustable-rate mortgage and a 5/25 interest-only term loan…

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Poll

On average, how much of a commission does your shop pay loan officers per loan they originate ?

25 to 50 basis points.

18%

51 to 100 basis points.

42%

101 to 150 basis points.

15%

North of 151 basis points. (We expect a lot.)

13%

We pay salary, not commission.

13%