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Home » Authors » Carisa Chappell

Articles by Carisa Chappell

FHFA Rolls Out Principal Reduction Plan; Can it Fly?

April 14, 2016
Carisa Chappell and Paul Muolo
Servicers must round up eligible customers and present offers by October 15 of this year.
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Preserve Fannie and Freddie Somehow? Okay, but What About Expanding the Credit Box?

April 8, 2016
Carisa Chappell
What's the right answer to the GSE "problem"? A new Congress and White House will have to decide...
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A Different Type of Housing Crisis: A Coming Shortage of Qualified Appraisers?

April 7, 2016
Carisa Chappell
Of considerable concern is the shortage of appraisers in specific markets.
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Short Takes: CFPB’s Richard Cordray: I’m Listening / Trade Group Chiefs Weigh In on TRID / Denmark Dixon, Walter’s $6 Million Man / White House’s Stegman on GSE Reform / New Hires for Lender Live

April 7, 2016
Carisa Chappell and Paul Muolo
White House advisor Michael Stegman: It's not easy building a government corporation...
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Short Takes: Discover, Liking Mortgages Again? / This Wouldn’t Happen at Yale! / WWWD? (What Will Watt Do?) / Now the Consumer Has the Upper Hand? / Stonegate Hires Alumnus

April 6, 2016
Carisa Chappell and Paul Muolo
FHFA chief Mel Watt is expected to issue a final decree this month…
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Short Takes: Who Will Show Up First on TRID Relief? Godot or Cordray? / A Potential to Shut Down the Mortgage Market? / Fannie’s Play in Energy Loans / DocMagic’s Launch / New Consumer Lending Chief for Ditech

March 30, 2016
Carisa Chappell and Paul Muolo
This same official also predicted that if TRID errors ever become an issue on Fannie Mae/Freddie Mac loans, the entire mortgage market would come to a halt...
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TRID’s Impact on Fannie and Freddie: Little or None

March 29, 2016
Carisa Chappell
Although the GSEs have not started conducting routine quality control file reviews for technical compliance with the TRID rule, they are checking to make sure the new forms are being used.
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NAR Seeks Support for Bill That Would Protect G-Fees

March 24, 2016
Carisa Chappell
“Mortgage g-fees should only be used as a buffer against mortgage defaults, not as a piggy-bank for increased government spending,” said NAR chief Salomone.
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Short Takes: Freddie Continues to Unload NPLs / Lone Star Wins Again, Rushmore Too / SWBC in a Hiring Mode / The Search for a Home Starts Online

March 24, 2016
Carisa Chappell and Paul Muolo
SWBC is looking to hire 40-plus technology workers.
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Are the GSEs Doing Enough to Support Manufactured Housing?

March 22, 2016
Carisa Chappell
One commenter said the GSEs should be required to purchase chattel loans that are “prudently underwritten with appropriate consumer protections.”
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