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Home » Authors » Carisa Chappell

Articles by Carisa Chappell

A New Idea on GSE Reform: Turn Fannie and Freddie Over to Ginnie?

May 16, 2016
Carisa Chappell
To significantly reduce credit risk, all mortgages sold to Ginnie 2.0 would require a private credit enhancement attached to the loans…
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And the Beat Goes On: GSE Shareholder Lawsuits Inch Forward

May 9, 2016
Carisa Chappell
Investor Unite’s Tim Pagliara said that a stay would prejudice him under Virginia law, where the case is to be “expedited” and could be resolved on the merits…
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The GSE Tally to Date: $23.5 Billion in Losses on Derivatives. But G-Fee Income Shines

May 5, 2016
John Bancroft and Carisa Chappell
Fannie’s guaranty fee income for single-family and multifamily segments nudged up 0.9 percent from the fourth quarter, while Freddie’s was up 0.4 percent.
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Fannie Mae’s Net Profit Fell 54 Percent After the GSE Took a $2.8 Billion Hit on Derivatives

May 5, 2016
Carisa Chappell and Paul Muolo
G-fees – which have been rising in recent years – are ultimately paid by borrowers.
Read More

Short Takes: The New Mortgage Normal: Volatility / When Red Turns to Black / Citadel on a Hiring Spree / Stearns Gets a New CFO / Would Your Lending Shop Accept Private Flood Insurance?

May 5, 2016
George Brooks, Carisa Chappell, and Paul Muolo
Is the end near for servicing writedowns? Hedging marks?
Read More

Good News for the GSEs: FHFA Raises the Multifamily Financing Caps

May 4, 2016
Carisa Chappell
According to figures compiled by Inside Mortgage Finance, the GSEs have a multifamily market share of 78.3 percent.
Read More

Short Takes: Freddie CEO: It’s a Fact of Life / Industry Says Stop the Madness, Let the GSEs Build Capital / The Betting is that Watt Will Pull the Recap Lever / Mel’s Nightmare / Look for Some Type of PHH Sale

May 3, 2016
Carisa Chappell and Paul Muolo
Some mortgage lobbyists predict Watt – a lawyer by training and a former Congressman – will pull the recap lever by the end of the Obama administration...
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Short Takes: Ocwen’s Potential India Problem / Will Trump Penalize Servicers for Offshoring? / Altisource and Ocwen, Connected at the Hip / Bill Would Let GSEs Retain Capital / Spurs Capital Out on Its Own

April 28, 2016
Carisa Chappell and Paul Muolo
Will President Trump (if elected) tax mortgage servicers that use offshore workers?
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Fannie Mae Will Focus on Reperforming Loan Securitization

April 26, 2016
Carisa Chappell
As part of the program, the GSE will enhance loan-level disclosures for the RPLs to provide more transparency.
Read More

GAO: FHFA’s Indirect Oversight of Nonbanks is Not Enough

April 18, 2016
Carisa Chappell
MBA chief David Stevens told Inside The GSEs that given the recent growth in the nonbank servicing sector, it’s appropriate for regulatory authorities to ensure these institutions are effectively supervised.
Read More
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