While the bank was a big player in the mortgage market before the financial crisis of 2008, its mortgage business has been limited more recently.

If the GSEs comply with the Federal Housing Finance Agency’s existing capital rule, maintain strong risk-adjusted earnings and uphold a dominant market presence, a stand-alone rating in the A category could be possible for the firms.

The CFPB's medical debt rule is facing a lawsuit and Republican leaders in Congress want to overturn the rule.

Michael Barr to step down as Fed vice chair for supervision; fifteen states and the National Association of Home Builders sue HUD over energy-efficiency requirements; Ally to exit origination business.

For 2025, analysts at Morningstar DBRS predict modest home sales, modest price appreciation and mortgage rates oscillating around the 6%–7% range.

Redwood has issued eight consecutive prime non-agency MBS where Rocket Mortgage was the top contributor of loans.

With Rep. Patrick McHenry, R-NC, no longer in Congress, legislation to limit trigger lead activity could see a boost; baby boomers expected to pass along home equity to heirs; two banks reposition portfolios; Clever Real Estate adds servicing clients.

All of the top five lenders are nonbanks, led by United Wholesale Mortgage.

As of the end of September, the agency had 265 employees, up 25% from a year ago.

Interest rates on mortgages increased to a level last seen in July 2024.