Brandon Ivey

Redwood’s Net Income Increased as the REIT Boosted ‘Expanded-Credit’ Activity

January 22, 2018

Redwood said profit margins exceeded its "long-term expectations" of 75 to 100 basis points...

Short Takes: Fannie, Freddie and the Government Shutdown / Ginnie Mae Down to a Skeleton Crew? / Sorry, Call Later When We’re Open / But the CFPB is Open for Business / New LOs for Mortgage Network

January 22, 2018

Paul Muolo, Thomas Ressler, and Brandon Ivey

HUD tells the mortgage industry: “Due to the federal government shutdown, the information on this website may not be up to date…”

Behind the Trump Tax Changes: Revised Treatment of Rate-Lock Commitments and Hedges

January 19, 2018

Brandon Ivey

IRLCs generally last 30 to 60 days, with lenders agreeing to make a mortgage at a particular interest rate prior to funding the loan.

Galton Funding Tests the Non-Agency MBS Waters

January 18, 2018

Brandon Ivey

Most of the mortgages in the MBS were underwritten with full documentation…

In 4Q17, A Sharp Increase in Prime Jumbo MBS, and Expanded-Credit Deals

January 17, 2018

Brandon Ivey

Expanded-credit MBS – which include loans with alternative documentation, non-qualified mortgages and nonprime loans – hit $4.08 billion in 2017…

New Prime Jumbo MBS from Chase Smaller than Previous Deals

January 16, 2018

Brandon Ivey

In the new MBS, 41.9 percent of the mortgages were eligible for sale to Fannie Mae and Freddie Mac…

Short Takes: GSE Reform, Yes. Passage? No / Galton’s Return to Nonprime / Citi’s Incredibly Shrinking MSR Portfolio / Legislative Reg Relief On the Way? / English Wants Expedited Review in CFPB Appeal

January 16, 2018

Paul Muolo, Thomas Ressler, and Brandon Ivey

GSE reform may emerge from the Senate Banking Committee, but as for final passage...

PennyMac Enters Broker Channel Looking for Growth in Purchase Mortgages and Jumbos

January 12, 2018

Brandon Ivey

After some delays, PennyMac Financial Services launched its broker channel operations this week.

Latest MBS from New Residential Viewed More Favorably than Previous Deal

January 10, 2018

Brandon Ivey

A planned mortgage-backed security from New Residential Investment received much higher ratings than a similar deal issued by the firm in 2016.

CFPB’s Oversight Functions Hampered by Freeze on Collection of Personal Information

January 9, 2018

Brandon Ivey

“The CFPB cannot fulfill its core functions without collecting personally identifiable information,” said Sen. Elizabeth Warren, D-MA.

Brandon Ivey

ARTICLES

Redwood’s Net Income Increased as the REIT Boosted ‘Expanded-Credit’ Activity

Short Takes: Fannie, Freddie and the Government Shutdown / Ginnie Mae Down to a Skeleton Crew? / Sorry, Call Later When We’re Open / But the CFPB is Open for Business / New LOs for Mortgage Network

Behind the Trump Tax Changes: Revised Treatment of Rate-Lock Commitments and Hedges

Galton Funding Tests the Non-Agency MBS Waters

In 4Q17, A Sharp Increase in Prime Jumbo MBS, and Expanded-Credit Deals

New Prime Jumbo MBS from Chase Smaller than Previous Deals

Short Takes: GSE Reform, Yes. Passage? No / Galton’s Return to Nonprime / Citi’s Incredibly Shrinking MSR Portfolio / Legislative Reg Relief On the Way? / English Wants Expedited Review in CFPB Appeal

PennyMac Enters Broker Channel Looking for Growth in Purchase Mortgages and Jumbos

Latest MBS from New Residential Viewed More Favorably than Previous Deal

CFPB’s Oversight Functions Hampered by Freeze on Collection of Personal Information

Latest Imf News

GSEs Increase Issuance of Specified Pools in Second Quarter

Garg Out as Better’s CEO; Another Loss for Nonbank in 2Q

FHFA Faces Some Pushback on Duty-to-Serve Proposal

Angel Oak REIT Returns to Profitability in Second Quarter

Featured Data

Expanded-Credit MBS Issuance Declines in 2Q

Top Ginnie Servicers See Modest Growth in 2Q

Consumer Debt Drives New ABS to Record High in 2Q

Primary MI Volume, Characteristics Stable in Second Quarter

Featured Reports

Mortgage Servicing Rights Report: 1Q26 (PDF)

Lender Profiles 1Q26: Top 25 (PDF)

Mortgage Profitability Report 1Q26 (PDF)

Top Mortgage Players: 1Q26 (PDF)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?