Brandon Ivey

Many Borrowers Missing Out on Jumbos Due to Credit Issues

October 25, 2019

Several borrowers are opting for mortgages with balances right at the conforming loan limit even though interest rates on jumbos are often lower. Relatively tight underwriting standards for jumbos look to be the cause.

News Briefs

October 25, 2019

Brandon Ivey

Variety of Non-Agency MBS Hit Market in Mid-October

October 25, 2019

Brandon Ivey

Presale reports for nearly a dozen non-agency MBS have been published in the last two weeks, including three deals from JPMorgan Chase.

FDIC Proposal for Non-Agency MBS Met With Support

October 24, 2019

Brandon Ivey

If banks meet the safe harbor requirements, the FDIC won’t reclaim assets from a non-agency MBS if a bank is subsequently placed in conservatorship or receivership.

Angel Oak’s Non-QM Originations Up 31% in Third Quarter

October 24, 2019

Brandon Ivey

Angel Oak's non-QM originations hit another record in the third quarter, with $891 million in volume.

Mortgage Industry Urged to Establish New Gauge for Flood Risk

October 24, 2019

Brandon Ivey

If the mortgage industry doesn’t change the way flood risk is assessed, lenders could begin to “blue-line” certain areas, refusing to lend due to unacceptable flood risk, according to a paper published by the San Francisco Fed.

Fitch Scoring ‘ESG’ Factors for Rating MBS and ABS

October 24, 2019

Brandon Ivey

Fitch is including environmental, social and governance relevance scores as part of its ratings of securitized products. The scores help assess sustainability and ethics though they aren’t a major factor in credit ratings.

CMBS Investors Target Purchase-Option Abuses by Servicers

October 24, 2019

Brandon Ivey

After facing some legal setbacks, investors in commercial MBS have adjusted their tactics in an effort to prevent abuses of the ability special servicers have to purchase loans out of commercial MBS.

Banks Package GSE-Eligible Loans in Non-Agency MBS

October 23, 2019

Brandon Ivey

JPMorgan Chase Bank and Flagstar Bank are separately issuing MBS backed by mortgages eligible for sale to Fannie Mae and Freddie Mac.

JPM Set to Issue Another Large Prime Non-Agency MBS

October 21, 2019

Brandon Ivey

The $638.2 million MBS follows a $788.9 million deal that Chase brought to market in August. Only a handful of MBS from other issuers this year have topped $400 million...

Brandon Ivey

ARTICLES

Many Borrowers Missing Out on Jumbos Due to Credit Issues

News Briefs

Variety of Non-Agency MBS Hit Market in Mid-October

FDIC Proposal for Non-Agency MBS Met With Support

Angel Oak’s Non-QM Originations Up 31% in Third Quarter

Mortgage Industry Urged to Establish New Gauge for Flood Risk

Fitch Scoring ‘ESG’ Factors for Rating MBS and ABS

CMBS Investors Target Purchase-Option Abuses by Servicers

Banks Package GSE-Eligible Loans in Non-Agency MBS

JPM Set to Issue Another Large Prime Non-Agency MBS

Latest Imf News

Servicing Share for Rocket, Chase Down in Second Quarter

Income Declines at Rocket After Slow Spring Homebuying Season

MBS Investors Call for Changes With GSEs’ Credit Score Framework

Weak Jobs Report Could Delay Rate Hike by Fed

Featured Data

Largest Servicers Lose Ground in Second Quarter

MSR Transfers Increase in 2Q, UWM’s Sales Spike

Reset Activity Drives 2Q26 Boost in CLO/CDO Issuance

Originations Increase in 2Q Amid Headwinds From Rates

Featured Reports

Guide to Mortgage Lending to First-Time Homebuyers

Mortgage Servicing Rights Report: 1Q26 (PDF)

Lender Profiles 1Q26: Top 25 (PDF)

Mortgage Profitability Report 1Q26 (PDF)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?