Skip to content
Sign In
Create Account
Sign Out
My Account
Cart
Inside Mortgage Finance
MBS & ABS
The GSEs
The CFPB
Mortgage Trends
FHA/VA Lending
Nonconforming Markets
Data
Subscribe to Data
Home
» Moody’s Raises Concerns Over Non-QM Underwriting
Looking to read the full article? Register for free access to IMFnews content today!
Moody’s Raises Concerns Over Non-QM Underwriting
February 21, 2020
Brandon Ivey
Certain non-QM lenders’ underwriting tactics might not meet the CFPB’s ability-to-repay rule, according to Moody’s. It suggested tighter standards for bank statement mortgages and loans to the self-employed.
Inside Nonconforming Markets
Securitization
Originations
Non-QM
Expanded Credit
Ratings
Performance
Purchase this article for $55.00
Subscribe To The Newsletter
Latest Imf News
Lenders Turned Down Fewer Borrowers in 2025
GSE Privatization Efforts Unlikely After Pulte Picked for DNI
Freddie Touts Cost Savings for Lenders With its Tools
Home Prices Decline in May
More Imf News
Featured Data
Nonbanks See Rebound in Mortgage-Banking Income
Bank MBS Holdings Rise in 1Q26, Investors Like Ginnie
Refi Share of Originations Nears 50% in First Quarter
GSE Deliveries Increase in April, Credit Box Tightens
More Featured Data
Featured Reports
2026 Mortgage Market Statistical Annual (PDF)
Mortgage Servicing Rights Report: 4Q25 (PDF)
Mortgage Profitability Report 4Q25 (PDF)
Lender Profiles 4Q25: Top 25 (PDF)
More Latest Reports
Featured Poll
As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?
No, it’s out of our wheelhouse.
Yes, it’s a great opportunity.
We’re already in on the action!
View Results