Brandon Ivey

First-Time Homebuyer Demographics Changing with Affordability

March 27, 2020

The first-time homebuyer share of originations has held steady for years, though the borrowers’ characteristics are changing — many are getting older.

Market for MBS Backed by Non-QMs Stalls

March 26, 2020

Brandon Ivey

A month ago, investors were gobbling up MBS with non-QMs. Now, the sector is shut down due to the upheaval caused by the coronavirus.

Non-QM Lenders Suspend Originations as Funding Jams

March 26, 2020

Brandon Ivey

The bulk of lenders operating in the non-QM market have suspended production due to a lack of demand in the secondary market. There are some signs that originations could resume within weeks.

Fed's Coronavirus Efforts Seen as Inadequate for Non-Agency MBS, ABS

March 26, 2020

Brandon Ivey

The Fed is taking steps to boost the market for agency MBS and certain sectors of the ABS market, while non-agency MBS isn't receiving direct relief. The Structured Finance Association called for an expansion of the new TALF.

Draft NY Legislation to Help Legacy LIBOR Transition

March 26, 2020

Brandon Ivey

Proposed legislation in New York could reduce legal uncertainties and economic difficulties associated with moving legacy adjustable-rate mortgages away from the London Inter-Bank Offered Rate.

Fed's Relief Efforts Not Reaching Non-Agency Market

March 25, 2020

Brandon Ivey

Actions by the Fed to help the mortgage market haven't don't much for non-agency MBS. Issuance ground to a halt and a number of lenders suspended production.

The Latest Shoes to Drop: Angel Oak Wholesale, Citadel Suspend Non-QM Lending

March 24, 2020

Brandon Ivey

Two of the top originators of non-QMs suspended lending operations on Monday, citing complications from the coronavirus.

Non-QM Market Under Stress from Coronavirus

March 20, 2020

Brandon Ivey

As the financial impact of the coronavirus spreads, some lenders have suspended non-QM originations and others have repriced products.

The Famine After the Feast in the Non-Agency MBS Market

March 20, 2020

Brandon Ivey

After a surge in February, the issuance of non-agency MBS has all but ground to a halt due to financial turmoil caused by the coronavirus.

Jumbo Servicing Portfolios Increase in Fourth Quarter

March 20, 2020

Brandon Ivey

Nearly all the firms in a group of 30 servicers increased their jumbo portfolio in 2019. Chase and Truist were the only ones to see a decrease. (Includes data chart.)

Brandon Ivey

ARTICLES

First-Time Homebuyer Demographics Changing with Affordability

Market for MBS Backed by Non-QMs Stalls

Non-QM Lenders Suspend Originations as Funding Jams

Fed's Coronavirus Efforts Seen as Inadequate for Non-Agency MBS, ABS

Draft NY Legislation to Help Legacy LIBOR Transition

Fed's Relief Efforts Not Reaching Non-Agency Market

The Latest Shoes to Drop: Angel Oak Wholesale, Citadel Suspend Non-QM Lending

Non-QM Market Under Stress from Coronavirus

The Famine After the Feast in the Non-Agency MBS Market

Jumbo Servicing Portfolios Increase in Fourth Quarter

Latest Imf News

Rocket the First Nonbank to Top Owned Servicing Ranking

House Passes Legislation Aimed at Housing Affordability

CFPB Revises Complaint Process for Credit Report Issues

Consumer Advocates Seek Financial Relief for Borrowers in Minnesota

Featured Data

Mortgage Complaints to CFPB Tick Up in Fourth Quarter

Agency MSR Transfers Pick Up in Fourth Quarter of 2025

Record Year for CLO, But Issuance Slowed in 4Q25

Originations Increase in Fourth Quarter With Refi Push

Featured Reports

IMF Mortgage Directory: Full interactive database

Agency Seller-Issuer Profile: 3Q25 (PDF)

IMF HMDA Dashboard: 2024

Top Mortgage Players: 3Q25 (PDF)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?