Brandon Ivey

Fannie and Freddie Announce the End of the QM Patch

April 9, 2021

Under previous Director Kathy Kraninger, the CFPB claimed the impact from these changes would be minimal. According to the bureau, the vast majority of loans that received QM status due to the patch would also meet the new standards.

MFA Stocks Another Non-QM MBS with Loans from Acra

April 9, 2021

Brandon Ivey

The $394 million MBS from MFA marks the debut of ServiceMac as a subservicer for Acra Lending...

Annaly Selling its Commercial Mortgage Investment Unit to Slate

April 8, 2021

Brandon Ivey

An asset manager based in Toronto agreed to acquire Annaly’s commercial business. The REIT will put an even greater emphasis on its investments in residential MBS.

SOFR Variant Seen as Alternative to LIBOR for MBS and ABS

April 8, 2021

Brandon Ivey

A 30-day average of SOFR would make a good replacement for LIBOR when pricing new MBS and ABS, according to a recommendation from a committee of industry participants convened by the Fed.

CSBS Moving Forward with Standards for Nonbank Servicers

April 8, 2021

Brandon Ivey

States hope to finalize standards for nonbank servicers despite strong opposition from industry participants. Details are still being ironed out, and implementation remains a concern.

Broad Opposition to CFPB’s Plan to Delay End of QM Patch

April 8, 2021

Brandon Ivey

A number of groups representing lenders and consumer advocates said the CFPB should abandon an effort to extend the QM patch beyond July 1. The regulator also faces hurdles involving the GSEs and federal rulemaking requirements.

Short Takes: Heading for the Door / Down, Down, Down: Forbearance Ratios / AIG’s Jumbo MBS / Ex-Freddie Chief Adds a Title / Renaissance Hires New COO

April 6, 2021

Paul Muolo, Dennis Hollier, and Brandon Ivey

American International Group (once the property of the U.S. government) is preparing to issue a $426.4 million jumbo MBS...

Several Groups Oppose Delay in Implementing New QM Standards

April 6, 2021

Brandon Ivey

The coalition includes the American Bankers Association, the Mortgage Bankers Association and the Center for Responsible Lending...

Origination Business Appears to Be at an Inflection Point

April 2, 2021

Brandon Ivey

With refi business expected to decline later this year, a number of shops are rethinking their hiring plans. Lenders are set to face margin compression, excess capacity and consolidation.

Two Mortgage Tech Vendors Raise $31 Million in Funding

April 2, 2021

Brandon Ivey

Venture capital investors remain optimistic about the prospects for mortgage digitization, funneling $31 million to two technology vendors.

Brandon Ivey

ARTICLES

Fannie and Freddie Announce the End of the QM Patch

MFA Stocks Another Non-QM MBS with Loans from Acra

Annaly Selling its Commercial Mortgage Investment Unit to Slate

SOFR Variant Seen as Alternative to LIBOR for MBS and ABS

CSBS Moving Forward with Standards for Nonbank Servicers

Broad Opposition to CFPB’s Plan to Delay End of QM Patch

Short Takes: Heading for the Door / Down, Down, Down: Forbearance Ratios / AIG’s Jumbo MBS / Ex-Freddie Chief Adds a Title / Renaissance Hires New COO

Several Groups Oppose Delay in Implementing New QM Standards

Origination Business Appears to Be at an Inflection Point

Two Mortgage Tech Vendors Raise $31 Million in Funding

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