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Home » Authors » Brandon Ivey

Brandon Ivey

bivey@imfpubs.com
Articles

ARTICLES

Housing Legislation in Congress Will Wait Until 2026

December 8, 2025
Brandon Ivey
Republicans in the House balked at including the ROAD to Housing Act in a defense spending bill.
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Credit Bureaus Have Big Expectations for VantageScore

December 5, 2025
Brandon Ivey
Leaders at the three major credit bureaus, which own VantageScore, expect to see strong revenues and profits as the GSEs allow VantageScore to compete with FICO.
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Broker Share of Originations Ticks Up in Third Quarter

December 5, 2025
Brandon Ivey
Only the broker channel managed to increase production in the third quarter, up 1.1% from the second quarter to $96.0 billion.
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Homebuilder Hovnanian Takes Quarterly Loss, Margins Shrink

December 5, 2025
Brandon Ivey
Buydowns on mortgages are eating into Hovnanian Enterprises' margins.
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Short Takes: Freedom Plans Debt Offering / Unlock Brings Large HEI Securitization / MFA Offers Its Largest Expanded-Credit MBS of the Year / Mortgage Fraud Case Against NY AG Falters

December 5, 2025
Brandon Ivey
The amount, coupon and maturity of Freedom Mortgage's planned debt offering will be determined at the time of issuance, according to Fitch Ratings.
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CFTC Provides No-Action Letter Tied to Bank CRT

December 4, 2025
Brandon Ivey
CFTC Provides No-Action Letter Tied to Bank CRTThe move reduces some regulatory ambiguity for banks that issue certain credit-risk transfer transactions.
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Capital Change Will Allow Banks to Add to MBS Holdings

December 4, 2025
Brandon Ivey
Federal banking regulators issued a final rule to adjust the enhanced supplementary leverage ratio that applies to large banks. The directive aims to increase bank investments in low-risk assets, including Ginnie Mae MBS.
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Broker Channel Regains Some Share in Third Quarter

December 4, 2025
Brandon Ivey
Among the three origination channels, only broker production increased during the third quarter. The broker share of originations neared 20% again during the quarter. (Includes six data tables.)
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Trade Groups Reiterate Call for Long-Term NFIP Funding

December 4, 2025
Brandon Ivey
The groups suggested pairing long-term funding for the National Flood Insurance Program with reforms to the program.
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Short Takes: Minimal Marketing From Lenders / Neutral Outlook for Private MI / Pennymac Waiving Credit Report Fee in Wholesale / Pending Home Sales Decline

December 4, 2025
Brandon Ivey
Rocket Companies sees opportunities for growth as some lenders pull back, according to Brian Brown, chief financial officer and treasurer of the firm.
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View All Articles by Brandon Ivey

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