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Home » Authors » Brandon Ivey

Articles by Brandon Ivey

Senate Banking Chair Wants GAO and CBO to Investigate Change in Course at the FHFA

April 19, 2016
Brandon Ivey
Shelby noted that Congress “has a responsibility to conduct proper oversight” over the FHFA and the GSEs.
Read More

Some Good News: Rating Services Ready to Rate TRID-Affected Deals

April 14, 2016
Brandon Ivey
Many non-agency MBS investors insist that they aren’t comfortable with the liability posed by TRID…
Read More

Short Takes: Some Landmines for PHH? / Lots of Cash, At Least /A Little More on Kroll and TRID / Will the CFPB be Forced to Issue Official TRID Guidance? / TRID Webinar a Bust? / PrimeLending in New JV

April 14, 2016
Brandon Ivey and Paul Muolo
Although there hasn’t been a lot of good news on PHH of late, one analyst we spoke with noted a positive: “They still have plenty of cash on their books…”
Read More

More TRID Trouble: Kroll May Not Rate Non-Agency MBS Subject to TRID (Until CFPB Issues Formal Guidance)

April 13, 2016
Brandon Ivey
To date, the CFPB has declined to issue formal guidance on assignee liability and TRID. Instead, the regulator has held several informational webinars on the rule.
Read More

Interest-Only (Non-QM) Residential Production on the Rise in 2015

April 12, 2016
Brandon Ivey
Four of the five largest IO lenders in the group are commercial banks…
Read More

Lending Home Claims to be the Largest ‘Marketplace’ Lender in Mortgages

April 11, 2016
Brandon Ivey
Marketplace lenders connect borrowers with institutional and individual investors while eschewing traditional warehouse lines of credit...
Read More

Fifth Third’s HELOC Deal: a 1.99 Percent Start Rate; High FICOs Though

April 11, 2016
Brandon Ivey
The bank offers HELOC line amounts up to $500,000 and a maximum loan-to-value ratio of 70.0 percent.
Read More

Short Takes: The ‘Banksters’ Aren’t Going to Jail But They Are Paying Through the Nose (Goldman Sachs) / CFPB Chief Cordray Tries to Clear the Air on TRID ‘Cures’ / Nation’s Largest Mortgage REIT to Buy Another / Two New Directors for Fannie Mae

April 11, 2016
Brandon Ivey and Paul Muolo
Associate Attorney General Stuart Delery: “This resolution holds Goldman Sachs accountable for its serious misconduct..."
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New Study: Realtors Like the ‘Call Center’ Lending Model

April 8, 2016
Brandon Ivey
Of course, Quicken isn't the only lender that uses call centers to produce retail loans...
Read More

PulteGroup CEO Set to Retire After Founder/Former Chairman Threatened ‘War’

April 6, 2016
Brandon Ivey
Pulte raised concerns about the way PulteGroup is being managed, including the relocation of the company’s headquarters from Detroit to Atlanta in 2013.
Read More
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