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Home » Authors » Brandon Ivey

Articles by Brandon Ivey

Flagstar Boosts Originations and Income in 1Q16, Is Comfortable with TRID

April 26, 2016
Brandon Ivey
Flagstar is the only depository that ranks among the nation’s top-five wholesale/broker lenders, according to Inside Mortgage Finance.
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Short Takes: When In Doubt, Bolt the FHA? / A Record ‘Tightness’ for Non-Agency? / Mortgage Banking is Only Good When Hot / Essent Gets LOC / Parkside Hires Former BofA Executive

April 26, 2016
Brandon Ivey and Paul Muolo
One industry consultant warns that when times are good, mortgage banking income can “turbocharge” earnings but...
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Mortgage Warehouse Volume at Horizon Bancorp Declines in First Quarter, TRID Remains an Issue

April 25, 2016
Brandon Ivey
Craig Dwight, Horizon Bancorp’s chairman and CEO, indicated that the TRID mortgage disclosure rule had an impact on warehouse lending during the quarter.
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Short Takes: Delinquencies Decline / Comment Deadline for Controversial Survey / New STACR Deal / Assurant Fills in on Flood Insurance

April 25, 2016
Brandon Ivey and Thomas Ressler
The delinquency rate declined by 8.4 percent in March compared with February and was down 12.4 percent on an annual basis.
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A Harbinger of Non-QM Lending to Come?

April 22, 2016
Brandon Ivey
Altavera chief Brian Simons said staffing requests suggest the industry is preparing for an increase in non-QM business.
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Six Months After TRID Implementation, Closing Times Finally Start to Improve … But Not By Much

April 21, 2016
Brandon Ivey
Closing times are improving but not by leaps and bounds.
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Jumbo Lender First Republic Boosts Minimum Wage to $20 an Hour, Launches New Mortgage Program

April 21, 2016
Brandon Ivey
First Republic, which lends to the affluent, earned $148.87 million in the first quarter of 2016, up 6.3 percent from the previous period...
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How to Beat TRID in the MBS Sector: Issue Securities Backed by Investment Properties

April 20, 2016
Brandon Ivey
Investors take note: The collateral has a current interest rate of 8.15 percent.
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Short Takes: All in the Mortgage Family / Can Ditech’s TPO Strategy Work? / The Megabanks Feeling Less Love for GSE Loans? / 38,865 Fannie Mae Shareholders / FRB Sets 1Q Production Record

April 20, 2016
Brandon Ivey and Paul Muolo
Would you lend money to your relatives? One mortgage firm has made it a business model...
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Mortgage Websites Get the Thumbs Down from Realtors on Customer Leads

April 19, 2016
Brandon Ivey
Researcher Tom Popik said lenders may be missing opportunities to leverage strong homebuyer contacts acquired through the mortgage preapproval process.
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