OCC examiners noted greater use of asset dissipation underwriting, a practice used to qualify borrowers using a “hypothetical income stream from their asset liquidation rather than debt-to-income ratios.”

Fannie Mae and Freddie Mac continue to sell NPLs but for how long?

KBRA said nonprime issuance in 2019 should benefit from an increase in origination volume and other efficiencies…

Lenders and their warehouse providers have been openly worrying about thinning profit margins for several quarters now with liquidity a primary concern.

Caliber’s loans are generally underwritten to a full documentation standard for income, assets and employment.

The appraisal exemption proposal needs final approval from the CFPB...

Carrington Mortgage this week announced the launch of its correspondent lending division.

Visio originates through the retail channel but also uses loan brokers…

The top five EC lenders in 3Q18 were Redwood Trust, U.S. Bank, Angel Oak, Citibank and Citadel Servicing…

Rates were in a decline Monday morning...