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Home » Authors » Brandon Ivey

Articles by Brandon Ivey

A New Non-Agency MBS from Flagstar – but with a Low Sampling Ratio

April 9, 2018
Brandon Ivey
Fitch said it was able to gain comfort with less than a 100 percent sample size due to its on-site operational assessment of Flagstar’s procedures and controls…
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Short Takes: A Million Complaints, Already? / About the CFPB’s Workforce / Good News for Fannie and Freddie / Former Capital One Exec Launches Mortgage-Oriented Fintech Lender / A Surge in Non-Agency MBS Deals this Week

April 9, 2018
Brandon Ivey and Paul Muolo
The lender has backing from Bessemer Venture Partners, Two Sigma Ventures and unidentified banks…
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Spring Homebuying Season to the Rescue? Maybe, Maybe Not

April 5, 2018
Brandon Ivey
Lenders cited a lack of inventory of homes for sale as one of the major factors limiting demand for purchase mortgages.
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MERS Launches Product to Help Lenders ‘Conveniently’ Implement eNotes as Part of Digital Mortgage Process

April 4, 2018
Brandon Ivey
Simon Moir of eOriginal said eNotes are the most important document in closings of digital mortgages…
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Short Takes: No Word from the White House / Thinking About Risk, Daily/ Cash-out Refis on the Rise / Annaly’s Unique MBS / Ellington CFO Lisa Mumford Retires

April 3, 2018
Brandon Ivey and Paul Muolo
A subsidiary of Annaly Capital Management plans to issue a non-agency mortgage-backed security with a mix of seasoned mortgages...
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JPM Readies Non-Agency MBS Backed by Loans Eligible for Sale to the GSEs

April 2, 2018
Brandon Ivey
The loans in Chase's new MBS have an average balance of $527,877.
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MBA Calls for ‘Regulatory Sandbox’ for Non-QM Lending Ahead of Treasury Report on FinTech

April 2, 2018
Brandon Ivey
The idea is to offer “a space where businesses can test innovative products and processes without risk of regulatory consequences,” according to the Mortgage Bankers Association…
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Barclays Settles Pre-Crisis Non-Agency MBS Issues with DOJ for $2.0 Billion; Two Former Execs Also Settle

March 30, 2018
Brandon Ivey
Charges were also filed against Paul Menefee, the former head banker of Barclays’ subprime MBS unit...
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Concerns Remain About Impact of Portfolio QM

March 29, 2018
Brandon Ivey
Moody’s noted that if the provision becomes law, small banks won’t have to meet certain documentation requirements included in the CFPB’s ability-to-repay rule…
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Short Takes: What’s Up (Down) with GSE Common? / No News, No Bill, No Hope / Citadel Loosens Underwriting / Angel Oak Opens Dallas Ops Center, Seeks New Hires / W&D Expands

March 28, 2018
Brandon Ivey and Paul Muolo
It’s not as though some Congressman or Senator is about to introduce consensus GSE legislation...
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