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Home » Authors » Brandon Ivey

Articles by Brandon Ivey

Short Takes: UWM Cuts Rates for Refis / Loan Defects Decline / New Equity-Sharing Product / Fannie’s CRT Issuance to Slow

December 14, 2023
Brandon Ivey
UWM is offering interest rate discounts on loans from streamlined refi programs at FHA and VA.
Read More

Republican FDIC Appointee Floats Phase-In for Basel Changes

December 13, 2023
Brandon Ivey
Jonathan McKernan, a director at the FDIC, suggested slowing implementation of controversial provisions in a proposal on capital requirements for large banks.
Read More

Short Takes: Refi Applications Jump / Flood-Zone Awareness / loanDepot Automates Underwriting / Arlington Asset Investment Merger

December 13, 2023
Brandon Ivey
Refi applications increased by nearly 20% in a week as interest rates declined.
Read More

Some Borrowers Quickly Refi as Interest Rates Decline

December 12, 2023
Brandon Ivey
Interest rates declined by nearly 70 basis points during November, fueling demand for refis.
Read More

Short Takes: HPA Expected to Slow / Foreclosures Decline / PrimeLending Growing in Texas / Cenlar Aims to ‘Fortify’ its Compliance

December 12, 2023
Brandon Ivey
Experts surveyed by Fannie project that home price appreciation in 2024 will come in at a rate of less than half of the appreciation accumulated this year.
Read More

Short Takes: Texas Mortgage M&A? / Warehouse Advice: Be Honest / More Job Cuts / MSR Auctions / Blend Reduces Debt

December 11, 2023
Paul Muolo and Brandon Ivey
Mortgage banking firms handed pink slips to 2,700 full-timers in October while brokerage shops cut 800...
Read More

Thompson: Expanding FHLBank Membership Up to Congress

December 8, 2023
Brandon Ivey
FHFA Director Sandra Thompson will leave any decision on expanding membership in the Federal Home Loan Bank system up to Congress.
Read More

Mortgage-Banking Income at Banks Up in Third Quarter

December 8, 2023
Brandon Ivey
Earnings ticked up in the third quarter, with some large banks posting significant increases in income. Loan sales and markups in mortgage servicing rights played a role in the improved profits.
Read More

Short Takes: Jobs and Interest Rates / CFPB Servicing Rule Coming / Incenter Expands Advisory Services / Securitization of Proprietary Reverse Mortgages

December 8, 2023
Brandon Ivey
Despite a relatively strong jobs report, the MBA still anticipates that the Fed will begin to cut rates in the spring.
Read More

Recapturing Borrowers a Major Factor in Servicing Decisions

December 8, 2023
Brandon Ivey
Should lenders retain servicing duties or let a subservicer handle those responsibilities? Subservicers suggest they’re the best option.
Read More
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