Amit Siroya, managing director of residential investments, asset-based finance, at Barings, said RTL originations could slow in certain pockets that are seeing volatility in home prices.
Non-agency lenders are expecting an increase in originations following the Trump administration’s announcement that the GSEs will add $200 billion to their MBS holdings.
Deliveries of conforming jumbos to the GSEs increased during the fourth quarter of 2025, though volume was down for the full year. (Includes data table.)
Guild Mortgage turns to LoanBeam to automate income analysis for non-QMs; Roc360 secures a $150 million investment from Temasek; Truss Financial Group launches non-agency products; American Pride Bank expanded its one-time-close construction loan program.
Since 2020, borrower-paid costs have steadily increased and remain elevated, but new research suggests that policy changes could improve affordability.