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Home » Authors » Abby Zimmardi

Articles by Abby Zimmardi

News Briefs

October 17, 2025
Abby Zimmardi
LoanLogics offering non-QM bank statement analysis; PHH revamps non-QM offerings; Visio increasing production.
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Self-Storage Facilities Performing Well in CMBS

October 16, 2025
Abby Zimmardi
After a few years of headwinds, performance of self-storage properties in commercial MBS looks likely to stabilize, according to KBRA.
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McCargo Suggests Reforms to Address Climate Risk

October 10, 2025
Abby Zimmardi
A combination of underinsurance and shrinking claim payouts is pushing homeownership out of reach for millions of people, Alanna McCargo, former Ginnie Mae president, warned in an Urban Institute paper.
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Fitch Publishes Final Rating Criteria for Non-Agency MBS

October 9, 2025
Abby Zimmardi
The criteria are looser than Fitch’s previous standards. The updates include higher penalty on mortgages with DSCR below 0.75x and an expanded modification outcome scenario to derive total loss severities to second-lien collateral.
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GSE Conforming Jumbo Business in 2025 Falls Flat

October 9, 2025
Abby Zimmardi
Conforming jumbo mortgage volume is falling below levels seen in 2024.
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SEC Seeking Comments on MBS, ABS Disclosures

October 9, 2025
Abby Zimmardi
The Securities and Exchange Commission wants to know whether there are regulatory impediments contributing to the lack of public non-agency MBS offerings.
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Rep. Waters Urges Financial Trade Groups to Help Consumers Amid Shutdown

October 9, 2025
Abby Zimmardi
Rep. Maxine Waters, D-CA, chair of the House Financial Services Committee, asked financial institutions to make sure that shutdown-related arrangements don't end up harming consumers' credit reports, among other requests.
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Short Takes: Foreclosure Activity Increases / Downpayment Assistance Program in California / Homeowners Remain Pessimistic About Housing Market / Pending Home Sales Drop

October 9, 2025
Abby Zimmardi
Foreclosure activity jumped 17% in the third quarter compared to 2024.
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Spike in Non-QM Delinquencies in August Pinned on Sunday

October 8, 2025
Abby Zimmardi
dv01 said caution is warranted in interpreting the rise in the impairment rate as August ended on a Sunday.
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Increase in Expanded-Credit Lending Prompts Concerns

October 7, 2025
Abby Zimmardi
Greg Sher, a managing director at NFM Lending, warned about potential parallels between the expanded-credit market and the non-agency market in the runup to the crash of 2008.
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