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Home » Authors » Emmeline Willey

Emmeline Willey

ewilley@imfpubs.com
Articles

ARTICLES

Lenders Need to Continually Promote VA Home Loans

October 17, 2025
Emmeline Willey
Despite best efforts of lenders to create awareness of the VA home loan program, many veteran borrowers still fall through the cracks, according to Freedom Mortgage COO Mike Patterson.
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Judge Pauses Layoffs of HUD FHEO Employees

October 17, 2025
Emmeline Willey
A federal judge issued a temporary restraining order blocking planned layoffs at federal agencies, including the Department of Housing and Urban Development’s Office of Fair Housing and Equal Opportunity.
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D.R. Horton, DHI Mortgage Sued Over Low Tax Estimates

October 17, 2025
Emmeline Willey
Homebuilder D.R. Horton and its lending subsidiary DHI Mortgage are accused of using deceptive loan pricing and marketing practices.
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Fannie to Update Desktop Underwriter for FHA/VA

October 17, 2025
Emmeline Willey
Fannie Mae will update its Desktop Underwriter service for FHA and VA to include changes made in updated appraisal forms.
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Around the Industry

October 17, 2025
Emmeline Willey
FHA refinance applications increase; Rep. Ritchie Torres, D-NY, seeks HUD help following Bronx apartment explosion.
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Risky Financing in Urban ‘Mortgage Deserts’

October 16, 2025
Emmeline Willey
Prospective homebuyers in urban areas where the mortgage share of home sales is low may have to resort to riskier financing options.
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Affordability Levers Benefit Borrowers From Wealthy Families

October 10, 2025
Emmeline Willey
Policies aimed at reducing barriers to homeownership inordinately benefit borrowers with wealthy parents, a recent Federal Reserve study found.
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More Low-Risk Purchase Mortgages Flow Into GSEs

October 10, 2025
Emmeline Willey
Mortgages with credit scores of 740 or higher accounted for 74% of the GSE purchase market in the third quarter.
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Short Takes: Senate Passes Housing Package / First HELOC Securitization from PIMCO / Refinance Rate Locks Spike / LDF Denounces New HUD FHEO Leader

October 10, 2025
Emmeline Willey
The bipartisan housing package is intended to incentivize new construction and make reforms across lending programs.
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Data Center ABS Relatively Safe From AI Bubble Fears

October 9, 2025
Emmeline Willey
Securitizations linked to data centers are mostly insulated from the direct risks of a potential AI bubble, according to industry participants.
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View All Articles by Emmeline Willey

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