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Home » Authors » Shannon Clark

Shannon Clark

sclark@imfpubs.com
Articles

ARTICLES

Consumer Advocates Criticize HUD Discriminatory Effects Proposal

February 23, 2026
Shannon Clark
Consumer advocates called on HUD to withdraw the proposal, noting that if finalized, it would undermine the agency’s enforcement of the Fair Housing Act’s protections against unlawful discrimination.
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CFPB Undergoes Major Financial Changes in FY25

February 23, 2026
Shannon Clark
Auditors gave the CFPB’s 2025 financial statements a “clean” opinion even though the bureau reported significant financial changes under new leadership.
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White House Claims CFPB Cost Consumers Up to $369 Billion

February 23, 2026
Shannon Clark
The White House Council of Economic Advisers determined that since 2011, the CFPB’s regulatory burden has cost consumers between $237 billion and $369 billion. A CFPB booster disputes the analysis.
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CFPB Disputes GAO’s Recap of Changes at Bureau

February 23, 2026
Shannon Clark
The GAO detailed all significant events that occurred at the CFPB as part of its reorganization efforts between February and August 2025. The bureau disputed the accuracy of the report.
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District Court in Washington Refuses to Block State SPCP

February 23, 2026
Shannon Clark
The Foundation Against Intolerance and Racism claimed that a Washington state special purpose credit program violated a clause of the 14th Amendment by using race-based criteria for eligibility.
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Other News in Brief

February 23, 2026
Shannon Clark
District court dismisses mortgage discrimination class action; PACE rule will take effect March 1 after court approval; Warren launches inquiry into “anti-consumer practices” in the auto lending industry.
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Robust Servicing Practices Protect ABS Amid Risk

February 19, 2026
Shannon Clark
Moody’s advised consumer ABS issuers to implement backup servicers and strong custodial arrangements to mitigate risks.
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Industry Backs HUD’s Plan to End Discriminatory Effects Rule

February 19, 2026
Shannon Clark
Mortgage industry generally supports the proposal’s efforts to withdraw HUD’s discriminatory effects regulations.
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SFA Seeks Clarity on Car Loan Interest Deduction

February 12, 2026
Shannon Clark
SFA asked the IRS to provide additional information on how the new car loan interest deduction rule and reporting requirements apply to auto loan securitizations.
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Loan-on-Loan Deals Rising for Commercial Properties

February 12, 2026
Shannon Clark
Loan-on-loan facilities for commercial properties offer lenders more flexibility, financing of larger loans and can be tailored to a specific agreement.
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View All Articles by Shannon Clark

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