The student loan ABS trusts and two industry trade groups have filed separate petitions asking the Supreme Court to review the case.

Investor interest in bank credit-risk transactions is expected to grow even if the transactions face regulatory challenges.

The agency heads at the FDIC, OCC and Federal Reserve said they don't foresee any major rulemakings moving forward before the next administration takes over.

Bank noncompliance with RESPA remained a top issue for the Fed in 2023.

Rate named two new reverse-mortgage veterans to lead its reverse division.

While the CFPB might not move forward with rulemaking in the coming months, Director Rohit Chopra is expected to push forward with exams and advisory opinions.

In the final weeks before the new Republican administration takes over, the CFPB’s rulemaking process is expected to slow, but enforcement activity could increase, according to industry attorneys.

Among the changes expected in Trump 2.0, a new bureau director, and a focus on technical requirements of statutes and regulations and less aggressive statutory and regulatory interpretations.

The proposed changes, the trade group said, will help decrease costs and inefficiencies for both lenders and consumers.

Home equity investment products are “loans masquerading as obligation-free cash,” according to the National Consumer Law Center.