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Home » Authors » Shannon Clark

Articles by Shannon Clark

CFPB Opponents Offer New Argument on Funding

September 9, 2024
Shannon Clark
Groups representing the farm credit industry claim the CFPB’s small-business lending data collection rule is invalid as it was developed by the bureau when it was receiving funds unconstitutionally.
Read More

Judge Expresses Frustration Over Credit Card Case Venue Change

September 9, 2024
Shannon Clark
The CFPB is once again seeking to change the venue of the lawsuit after two failed attempts sent the case back to a Texas district court.
Read More

Standard for Applying NBA Preemption Still Inconsistent

September 9, 2024
Shannon Clark
The Ninth Circuit in a recent case didn’t abide by the U.S. Supreme Court directive that it apply a nuanced analysis of the Barnett decision when deciding whether the National Bank Act preempts a state law.
Read More

NCLC Urges CFPB to Extend ECOA to Residential Leases

September 9, 2024
Shannon Clark
The NCLC is asking the bureau to pursue rulemaking to apply the Equal Credit Opportunity Act’s adverse action requirement to renters and ban the use of medical debt in tenant screening decisions.
Read More

CFPB Takes Interest in Apple, Final Section 1033 Rule Nears

September 9, 2024
Shannon Clark
As part of the iOS 18 update, Apple will allow app developers to offer their own forms of contactless transactions, beyond Apple Pay and Apple Wallet. CFPB has called for feedback on the change.
Read More

CFPB’s EWA Proposal Receives Varying Feedback

September 9, 2024
Shannon Clark
The American Bankers Association said a proposed interpretative rule will discourage banks from EWA products, limiting access to a convenient and potentially free source of small dollar, short-term liquidity.
Read More

Other News in Brief

September 9, 2024
Shannon Clark
CFPB issues consumer advisory on financial risks associated with video games; DC Attorney General snags more than $3.2 million in total penalties from settlements with title companies.
Read More

Student Loan ABS Seek SCOTUS Review of Third Circuit Decision

September 5, 2024
Shannon Clark
The Third Circuit Court of Appeals recently ruled that student loan ABS trusts are subject to the CFPB’s authority.
Read More

Texas Court Rules in Favor of CFPB on Data Collection Rule

September 5, 2024
Shannon Clark
The court said the CFPB has authority to issue the rule that will establish HMDA-like reporting standards for loans to small businesses.
Read More

Company Reputation a Top Concern for Borrowers

August 30, 2024
Shannon Clark
Lenders are advised to make use of client reviews, referral programs and relationships with others in the financial sector.
Read More
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