Some mortgage companies that are adopting artificial intelligence haven’t done enough in terms of governance, according to industry executives.

Issuers are looking to create spec pools of FHA loans to help reduce default risk.

Increased deportation risks and uncertainty about the future of some immigration programs have led non-QM lenders to reduce lending to non-resident borrowers.

Industry executives believe artificial intelligence can improve risk management and help reduce insurance premiums and property taxes.

The Trump administration is reducing regulation of nonbank lenders, leaving the task to state regulators.

The potential privatization of the GSEs has led more lenders to consider the acquisition of non-QM brokers, but the challenges in the market may cap deals.

ARMs accounted for 70% of Chase's non-agency production in July.

Stronger originations and servicing income helped drive Guild to a profit in the second quarter after taking a loss in the first quarter.

Harley-Davidson Financial Services will sell $5 billion of existing retail loans and two-thirds of future originations to the investment firms.

Increasing home insurance premiums have caused delays in mortgage closings, according to Matic, an insurance carrier.