Angel Oak Capital Advisors issues 50th non-agency MBS; locks on mortgages for second homes hit eight-year low; Acra Lending updates guidelines for DSCR program.

A former Credit Suisse team has picked up where it left off with a new RPL MBS issued through Atlas Portfolio Partners.

The restaurant chain was removed as manager of its 2017 whole-business securitization following a slew of reporting errors and rating downgrades.

Lower rates this winter could create a small boost in refi volume, but don’t expect a massive wave of refis like a few years ago.

Given confusion around the commission structure for home sales, it’s important for loan officers to advise real estate agents and become a source of knowledge for homebuyers, according to Jonathon Haddad, CEO of the Association of Independent Mortgage Experts.

Mark Cunningham, CEO at TRAiNED, believes new technologies can be leveraged to better reach so-called digital native homebuyers.

MFA Financial, Rithm Capital and Annaly Capital Management all started marketing new non-agency or jumbo MBS deals this week.

A cooling job market is good news for the prospect of interest rate cuts.

Issuance of non-agency MBS looks to pick up after a slow period before Labor Day.

In the long run, mortgage brokers and real estate agents believe the NAR commission settlement will boost business.