It was largely business as usual for Fannie Mae and Freddie Mac in the fourth quarter. But going forward, the Trump administration could make moves to reduce the two GSEs’ activity. (Includes data table.)

Changing market dynamics and training efforts provided a boost to Rate’s non-qualified mortgage business last year.

Newfi has a new line of non-qualified mortgage products for delegated correspondent lenders.

Bank exits and interest rate uncertainty could create new opportunities for nonbanks to acquire loans from depository balance sheets.

The outcome of the case could have a major impact on the home equity investment market.

The CFPB sued Vanderbilt Mortgage and Finance, alleging the manufactured-home loan lender failed to meet ability-to-repay rules when originating non-qualified mortgages.

Redwood announces debt offering; Newfi invests in Dunmor; Visio appoints new CEO.

Some non-agency MBS issuers are excluding Maryland loans from transactions due to the new regulation.

The new licensing requirement represents a major shift for the MBS market, with participants scrambling to either comply or avoid loans in the state. A challenge to the requirements appears likely.

The wildfires add new challenges to California’s growing property insurance and housing affordability crisis.