Increases in non-agency originations contributed to earnings growth at PennyMac in the fourth quarter.

Residential transition and debt service coverage ratio loan originations increased during December, bucking a seasonal trend.

Borrowers working with the lender can use Bitcoin or Ethereum cryptocurrency as collateral.

Cardinal adds new non-QM products to wholesale channel; Rate launches new BPL offerings; RCN Capital acquires loan origination system technology provider.

Before he left the bureau, former CFPB Director Rohit Chopra issued guidance for states about enforcing regulation of unfair, deceptive or abusive acts or practices.

The Trump administration is expected to put an early focus on reducing regulation and improving efficiency at federal housing agencies.

Uncertainty on the future of Fannie Mae and Freddie Mac has caused some lenders to deliver their agency-eligible production to the non-agency secondary market.

The lending affiliate of the Onity Group paused its non-agency operations in Maryland as a new state regulation requires all parties involved in the mortgage lending process to be a licensed mortgage lender.

“These are great times for us to see what new opportunities are available,” said Ingrid Ripley, executive director of the single-family housing guaranteed loan program for the Rural Housing Service.

“Our entire vision is to build the company as an infrastructure provider that allows people to offer a mortgage right at the point of sale,” Realfinity CEO Luca Dahlhausen said.