The loan can be underwritten using Bitcoin or Ethereum as collateral.

Kroll said the new requirement could hurt secondary market buyers, who are largely seen as passive investors.

Updated guidance has exempted the GSEs from state mortgage licensing requirements but non-agency market participants still need to comply with the rule by April.

Maxex expects increased investor demand and high interest rates to help drive non-agency loan originations in 2025.

Onslow Bay’s non-agency correspondent aggregation and sales originations lifted Annaly’s earnings in the fourth quarter.

Increases in non-agency originations contributed to earnings growth at PennyMac in the fourth quarter.

Residential transition and debt service coverage ratio loan originations increased during December, bucking a seasonal trend.

Borrowers working with the lender can use Bitcoin or Ethereum cryptocurrency as collateral.

Cardinal adds new non-QM products to wholesale channel; Rate launches new BPL offerings; RCN Capital acquires loan origination system technology provider.

Before he left the bureau, former CFPB Director Rohit Chopra issued guidance for states about enforcing regulation of unfair, deceptive or abusive acts or practices.