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Home » Authors » James Dohnert

Articles by James Dohnert

Chase Leads Non-Agency Jumbo Lenders in 2024

March 11, 2025
James Dohnert
Chase was one of only three lenders among the top 10 to post a decline in non-agency jumbo production on an annual basis.
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Adverse-Selection Concerns for MBS as Insurers Buy Whole Loans

March 10, 2025
James Dohnert
“I think that the bid for the whole loan itself and the ability to have a lot more control and cherry pick what you want on your balance sheet has been very strong,” an executive at a major life insurance company said.
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Non-Agency Jumbo Lending Increases in Fourth Quarter

March 7, 2025
James Dohnert
Jumbo originations increased by more than double digits from the third to the fourth quarter of 2024. On an annual basis, the jumbo share of total originations held steady. (Includes data table.)
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Insurers Driving Non-Agency Whole-Loan Demand

March 7, 2025
James Dohnert
Insurance companies are using whole-loan purchases to better define the credit box for originations.
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Nonprime Servicing Volume Grows in Fourth Quarter

March 7, 2025
James Dohnert
The total amount of nonprime servicing handled by a group of 20 specialists rose 2.2% from the end of the third quarter to the end of 2024. (Includes data table.)
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Tight Underwriting Helps Drive DSCR Performance

March 7, 2025
James Dohnert
Debt service coverage ratios are moving close to 1.0 but performance remains strong due to tight underwriting of borrowers.
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Non-Agency Deals Help Boost Ellington Financial

March 7, 2025
James Dohnert
Increased securitization issuance in the fourth quarter helped fuel profits for Ellington Financial.
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Industry Expects More Growth for HEIs

March 7, 2025
James Dohnert
New ratings methodology and additional historical data on home equity investments should boost investor demand for the product in 2025.
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Massachusetts AG Sues Hometap Over HEIs

March 7, 2025
James Dohnert
Massachusetts Attorney General Andrea Joy Campbell has accused Hometap of violating state consumer protection laws.
Read More

Buyers Opening Up to Unconventional Financing

March 7, 2025
James Dohnert
Loan officers are learning about new financing options to help homebuyers better navigate today’s high interest rate environment.
Read More
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