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Home » Authors » James Dohnert

Articles by James Dohnert

Tax Season Brings Challenges for Self-Employed Borrowers

March 20, 2026
James Dohnert
Self-employed borrowers are encouraged to watch what they write off if they plan to buy a home in the next two years.
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Auto ABS Delinquencies Expected to Rise, Particularly Subprime

March 19, 2026
James Dohnert
Delinquencies on auto loan ABS are increasing, with additional hikes expected, particularly for subprime deals.
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More Retail LOs Shifting to Wholesale as Compensation Tightens

March 19, 2026
James Dohnert
Shrinking margins in the retail space are pushing loan officers to chart their own path in the wholesale channel.
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loanDepot Back in Wholesale, Aiming for Efficiency

March 17, 2026
James Dohnert
“By leveraging the existing shared services infrastructure of our joint venture channel, we are well positioned to scale this business and add a new source of profitable growth,” said Anthony Hsieh, CEO of loanDepot.
Read More

Short Takes: Basel Re-Proposal Expected This Week / Fidelis Issues Its First RTL Securitization of 2026 / Older Americans Hold Larger Share of Real Estate Wealth / MBA Signals Support for New EO

March 16, 2026
Brandon Ivey and James Dohnert
The Federal Deposit Insurance Corp. has announced a board meeting for March 19 to discuss two proposals to adjust capital requirements for banks.
Read More

Demand for Home Equity Securitizations Rising

March 12, 2026
James Dohnert
Investors are showing increased interest in securitizations of traditional home equity loans and home equity investments.
Read More

loanDepot Returns to Wholesale Channel After Three Years

March 12, 2026
James Dohnert
This time, leaders at loanDepot note that they’re looking for operating efficiency.
Read More

Losses Increase at loanDepot in Fourth Quarter

March 11, 2026
James Dohnert
loanDepot reported losses in the fourth quarter of 2025, which were primarily driven by rising expenses and lower MSR values.
Read More

MBA Doesn't Expect Lower Interest Rates in Near Term

March 9, 2026
James Dohnert
A poor jobs report and uncertainty following the launch of the Iran war have made it less likely the Federal Open Market Committee will vote for a rate cut in the near term.
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Cash-Strapped Homeowners Increasingly Turn to BNPL Products

March 9, 2026
James Dohnert
Buy now, pay later spending has increased from about $2 billion in 2019 to $75 billion in 2023, according to a new report by the JPMorgan Chase Institute.
Read More
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