Employers are increasingly offering downpayment assistance programs as a way to boost employee recruitment and retention.

Rising PTI ratios for credit cards, home equity lines of credit and student loans were most positively correlated with future mortgage delinquencies, according to new research from TransUnion.

Non-agency MBS master servicing volume has steadily grown at Newrez since Rithm Capital launched the effort in 2023.

Lenders are turning to new data to identify refi opportunities. Some borrowers are willing to increase their mortgage rate to tap home equity.

An evolving regulatory environment under the Trump administration has created new interest in mortgages backed by cryptocurrency like Bitcoin and Ethereum.

Knock and Arixa separately issued their inaugural securitizations, with strong demand from investors.

Both lenders’ inaugural deals were oversubscribed, helping to diversify the companies’ capital sources.

Still, experts believe more can be done to educate borrowers on availability of downpayment programs.

Mortgage executives count on AI and automation to streamline business processes and reduce overall costs.

The new standard comes ahead of the Oct. 1 effective date for quality control standards that federal regulators announced last year.