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Home » Authors » John Bancroft

John Bancroft

jbancroft@imfpubs.com
@https://twitter.com/jbancroftimf
Articles

ARTICLES

Securitization Rate Declines as Agency Footprint Shrinks

December 15, 2021
John Bancroft
Originations of conventional-conforming and government-insured mortgages declined by 4.5% during 3Q21...
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Banks Report 3Q21 Decline in Mortgage Repurchases

December 14, 2021
John Bancroft
Wells Fargo repurchased $46.0 million of residential loans during the third quarter, tops among all depositories...
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Production Income Gains as Servicing Turns Profitable

December 13, 2021
John Bancroft
Figures gathered by the Mortgage Bankers Association suggest that production and secondary marketing income rose on a per-loan basis even though production efficiency was off.
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Fannie Wins November MBS Skirmish, GSE Market Cools

December 10, 2021
John Bancroft
While Fannie and Freddie look to be reclaiming lost investor-property loan business, seller execution tactics haven’t changed much in recent months. Volume fell 14% from October. (Includes two data charts.)
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Production Income Gains as Servicing Turns Profitable

December 10, 2021
John Bancroft
There is some evidence that production was less efficient in the third quarter, but profitability was up anyway. Servicing income was clearly stronger. (Includes data chart.)
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Banks Report 3Q21 Decline in Repurchases and Reserves

December 10, 2021
John Bancroft
Call-report data show bank mortgage repurchases fell 9.4% in the third quarter. However, GSE buyback volume continued to climb. (Includes data chart.)
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REIT MBS Holdings Ebb in 3Q21, Annaly Extends Lead

December 10, 2021
John Bancroft
REIT investments in non-agency MBS fell 1.0% during the third quarter.
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REIT MBS Holdings Ebb in 3Q21, Annaly Extends Lead

December 9, 2021
John Bancroft
REITs are generally optimistic about the Federal Reserve's plan to slow its MBS purchases, a number of companies continue to pursue other strategies. (Includes data chart.)
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Securitization Rate Declines as Agency Footprint Shrinks

December 9, 2021
John Bancroft
Securitization rates drifted lower in the third quarter in most segments of the mortgage market, and primary-market originations of agency-eligible loans declined. (Includes data chart.)
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Non-Agency Jumbo Lending Pulls Ahead, GSEs Stumble

December 9, 2021
John Bancroft
Non-agency jumbo lending has been booming in 2021, but the $647,200 question is how big an impact new agency loan limits will have on the market. (Includes three data charts.)
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View All Articles by John Bancroft

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