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Home » Authors » John Bancroft

John Bancroft

jbancroft@imfpubs.com
@https://twitter.com/jbancroftimf
Articles

ARTICLES

Retail Channel Played a Key Role in 2Q Business Surge at Fannie and Freddie

July 6, 2015
John Bancroft
The rise in retail market share likely reflects the fact that smaller lenders, which are more likely to do retail lending exclusively, account for a growing share of GSE business.
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Short Takes: More Servicing Deals on the Way? / Another Top Executive Departs Wingspan? / BofA Gaining on Wells? / Impac Gets a Line of Credit / Ex-Lenders One Chief Lands at Embrace

July 1, 2015
John Bancroft, Brandon Ivey, and Paul Muolo
Wells Fargo was the top seller to Freddie Mac in 2Q with $12.6 billion, according to newly compiled figures from Inside Mortgage Finance, but BofA was a somewhat close second...
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GSEs Securitized $232 Billion in 2Q15, Best Showing Since 3Q 2013

July 1, 2015
John Bancroft
However, refinance loans continued to account for the lion’s share of GSE business, Inside Mortgage Finance found.
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Short Takes: GSEs Hike LPMI Capital Requirements / Is LPMI Really Riskier? / The Trouble with Mortgage Co-ops and Free AU / Applications Wane / Hiring at NMI

July 1, 2015
John Bancroft, Paul Muolo, and Sherry Muolo
The Consumer Financial Protection Bureau also is reviewing LPMI, but from a different angle: RESPA and the "discounting" of such policies…
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Fitch Ranked First in ABS Ratings During Early 2015

June 30, 2015
John Bancroft
Fitch raised its ABS rating share from 55.0 percent for all of 2014 to about the same level it had back in 2013.
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Still Rising: The Market Share of Nonbank Mortgage Originators

June 26, 2015
John Bancroft
But don’t count out depositories quite yet: Banks and thrifts still play the biggest role in the top 100, even if it’s shrinking.
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QM ‘Patch’ Yields $133 Billion in Additional Business for Fannie/Freddie

June 25, 2015
John Bancroft
From the beginning of 2014 through the end of 1Q15, roughly 16 percent of the loans securitized by Fannie and Freddie had DTI ratios exceeding 43 percent...
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Slip Sliding Away: Home Mortgage Debt

June 24, 2015
John Bancroft
Sometimes lost in the hoopla over the rising nonbank share of mortgage servicing is that banks have fallen in and out of love with the servicing market for decades.
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GSE Buybacks Slow, Most Cases End in Seller’s Favor

June 22, 2015
John Bancroft
A relatively small – even microscopic – percentage of loans securitized by Fannie Mae and Freddie Mac in the past three years have been subject to a repurchase demand, according to a new Inside Mortgage Trends analysis.
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Supply of Residential MBS Dipped, Bank Share Expands

June 22, 2015
John Bancroft
The outstanding supply of single-family MBS declined 0.7 percent during the first quarter of 2015, according to a new Inside MBS & ABS market analysis. But that didn’t stop commercial banks from continuing to increase their holdings.
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View All Articles by John Bancroft

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