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Home » Authors » John Bancroft

John Bancroft

jbancroft@imfpubs.com
@jbancroftimf
Articles

ARTICLES

How Many Seller-Servicers Will Actually Use the GSEs’ New ‘Loser-Pay’ Dispute Resolution Process?

February 5, 2016
John Bancroft and Carisa Chappell
Colonial National Mortgage was a beta site for the IDR and Allen Maulsby, executive vice president of the bank, said the IDR process is very “legalistic…”
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Residential Servicing Ready to Surpass the $10 Trillion Mark (Again)?

February 4, 2016
John Bancroft
But there is this caveat: the steady growth of the top 50 servicers is in bold contrast to the industry’s top tier. Wells Fargo, Chase and Bank of America all reported shrinkage in their servicing businesses in 2015.
Read More

Slow Growth for Ginnie Mae Servicing in 2015, Lower Delinquencies

February 1, 2016
John Bancroft
However, the VA market grew more than the FHA market last year, up 13.5 percent from the end of 2014…
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Income-Property MBS Hit Post-Crash High in 2015; GSE, Ginnie Mae Multifamily Shine

January 29, 2016
John Bancroft
All three agencies posted big increases in multifamily MBS issuance last year, with Freddie (up 65.4 percent) and Fannie (up 36.4 percent) leading the way…
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The Final Word on 2015 Originations: $1.735 Trillion, Much Better Than Most Expected

January 28, 2016
John Bancroft
What's going on with the megabanks? The origination market continued to de-consolidate and tilt toward nonbank lenders...
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The Final MSR Transfer Count for 2015: $254 Billion; BofA a Major Seller of Ginnie Rights

January 27, 2016
John Bancroft
Not only has BofA reduced its presence in the FHA market, but it keeps dumping its Ginnie Mae servicing rights...
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Third-Party Originators More Daring on Credit in 4Q15

January 25, 2016
John Bancroft
Loan brokers were slightly more purchase-focused than retail lenders...
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The Final Tally on Non-Mortgage ABS: $173 Billion for 2015

January 22, 2016
John Bancroft
Four of the top five ABS issuers in 2015 were closely linked to the auto industry, including the most productive issuer in the market, Ford Motor Credit.
Read More

Based on ‘Transfers,’ $254 Billion of Agency and Ginnie MSRs Changed Hands in 2015

January 22, 2016
John Bancroft
The Ginnie Mae market was the most active of the three, with an estimated $112.6 billion in MSR sales through the first 11 months of 2015.
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And the Beat Goes On: Nonbanks Increased Their MSR Market Share by 16 Percent

January 21, 2016
John Bancroft
Also, the agency servicing market has continued to become less top-heavy.
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View All Articles by John Bancroft

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