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Home » Authors » John Bancroft

John Bancroft

jbancroft@imfpubs.com
@jbancroftimf
Articles

ARTICLES

FHA Leads the MI Market but PMI Tops in Purchase Volume

February 24, 2016
John Bancroft
Private MIs finished third in agency refinance loans, partly because the Fannie/Freddie program for refinancing underwater borrowers continued to slow down.
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Banks and Thrifts Continue Their Love Affair With MBS

February 22, 2016
John Bancroft
As banks cede market share to nondepositories, an odd thing is happening: banks and thrifts are hiking their investment in MBS.
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Private Mortgage Insurers Regained Some Market Share in 4Q, But…

February 19, 2016
John Bancroft
Among the MI standouts: Arch Mortgage Insurance, which had a hefty 108.9 percent increase in traditional flow business...
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The GSEs' HARP Program: Going, Going, Just About Gone?

February 17, 2016
John Bancroft
What might replace the GSEs' HARP program? Maybe nothing...
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Jumbo-Only MBS Issued by Fannie and Freddie Up 90 Percent in 2015

February 12, 2016
John Bancroft
The jumbo MBS business may be struggling but not "GSE jumbos," according new figures from IM&A...
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In 4Q15, Jumbo Market Held Up Better Than GSE and FHA Lending

February 11, 2016
John Bancroft
Bernie Sanders' worst nightmare: not much of a slowdown in the rich taking out jumbo loans...
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The Final Tally on Mortgage Income at Banks: 4Q Not-so-Good; Full Year Better

February 10, 2016
John Bancroft
Most of the decline came among the largest banks, with many regionals turning in stronger results in the fourth quarter…
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GSE MBS Production Slipped in January. A TRID ‘Ice Patch’?

February 9, 2016
John Bancroft
MBS issuance rebounded in December, with Fannie/Freddie production rising 17.7 percent. In other words, had TRID not caused a December bump in GSE business, January could have looked better than it did.
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Finally, Signs of Credit Loosening in the GSE Market

February 8, 2016
John Bancroft
In the fourth quarter, 20.3 percent of refi loans sold to the GSEs were in the low-score category, the highest level for the year.
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Issuance of Agency MBS Down Slightly in January; But Ginnie Production Rises

February 5, 2016
John Bancroft
Ginnie Mae even posted a 5.6 percent increase in refinance loan securitizations...
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View All Articles by John Bancroft

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