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Home » Authors » John Bancroft

John Bancroft

jbancroft@imfpubs.com
@https://twitter.com/jbancroftimf
Articles

ARTICLES

GSE Reduced-Downpayment Programs Still Struggling?

September 2, 2015
John Bancroft
Ginnie’s big advantage is that it gets all the FHA and VA loans, while the GSEs so far have not gotten much traction in their reduced-downpayment programs.
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GSE Buyback Activity Slows Again in 2Q15; A New Low

August 31, 2015
John Bancroft
Almost 60 percent of the repurchases made in the first half of 2015 involved loans that were securitized by the GSEs in 2013 and 2014.
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Depositories Clean Up on Mortgage Banking in 2Q

August 28, 2015
John Bancroft
Fun fact: it was the highest mortgage-related income posted by the banking industry since the second quarter of 2013.
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Banks’ Agency MBS Holdings Reached Record $1.03 Trillion in June

August 21, 2015
John Bancroft
Commercial banks and savings institutions kept increasing their stake in agency mortgage-backed securities during the second quarter of 2015, according to a new Inside MBS & ABS ranking and analysis.
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Correspondent Channel Biggest Gainer in Origination Volume

August 20, 2015
John Bancroft
All three mortgage production channels saw solid gains in originations from the first quarter to the second quarter of 2015, but correspondents had the best of it.
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S&P Leads Rating Share for Non-Mortgage ABS, Lags in Ratings on Non-Agency MBS

August 19, 2015
John Bancroft
DBRS was the most active rating service in the non-agency mortgage-backed security market halfway through 2015.
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GSE MBS Issuance Continues to Increase, Partly Due to Seasoned Loans

August 14, 2015
John Bancroft
A big part of Freddie’s sharp increase in issuance came from the $8.00 billion of seasoned loans the company securitized in July.
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2Q Profit Tally: Servicing Rebounded From Rough 1Q, But Production Margins Fell

August 14, 2015
John Bancroft
Although all 13 firms reported positive earnings on their origination and sales activity, many noted that production-related revenue did not keep pace...
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Value of REIT MBS Holdings Continues to Slip

August 14, 2015
John Bancroft
It was the group’s lowest MBS portfolio valuation since the fourth quarter of 2011.
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MIs Post Huge Jump in New Insurance Written, Best Showing Since the Crash

August 13, 2015
John Bancroft
The sharp increase in purchase-mortgage lending during 2Q helped float the private MI boat higher.
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View All Articles by John Bancroft

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