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John Bancroft

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Mortgage REIT Holdings of Residential MBS Fell Slightly in 4Q16

February 28, 2017

Annaly padded its lead as the top REIT MBS investor, thanks, in part, to its acquisition of Hatteras Financial in the third quarter of 2016…

GSE Seller Buybacks Tumbled to Record Low in 4Q16

February 27, 2017

John Bancroft

For the full year, GSE seller repurchases totaled just $1.101 billion, a record annual low…

Creeping Upward: The Debt Burden of FHA and VA Borrowers

February 24, 2017

John Bancroft

Average credit scores in the FHA program drifted slightly lower, while climbing 1.9 points for VA loans.

Wholesale-Broker Production Suffers the Most in 4Q16, Down 6.7 Percent

February 23, 2017

John Bancroft

Caliber Home Loans climbed into second place in the wholesale-broker market thanks to a huge 63.7 percent gain in annual funding volume.

Banks Increase MBS Holdings – Went on a Buying Spree of Ginnie Mae Product in 4Q16

February 21, 2017

John Bancroft

Bank holdings of Fannie Mae and Freddie Mac pass-through securities were up a more modest 0.6 percent from the third quarter…

Private MIs Expanded Market Share in 2016 Despite a Surge from the VA Guaranty Program

February 17, 2017

John Bancroft

Most of the gain in private MI market share came at the expense of the FHA program…

Inching Up Ever So Slightly: The Percentage of GSE Loans With Lower Credit Scores

February 14, 2017

John Bancroft

The apparent easing of credit terms in the Fannie/Freddie market has been moving at a glacial pace…

Are GSE Loan Sellers Finally Easing up on Credit Standards?

February 13, 2017

John Bancroft

In the purchase market, GSE sellers appeared to reach to qualify more borrowers…

Mortgage Securitization Rate Near Record-Low in 2016

February 9, 2017

John Bancroft

Blame the whole loan-hungry megabanks for the low mortgage securitization rate?

Government-Insured Originations Hit All-Time High in 2016, but Fell Off in 4Q16

February 9, 2017

John Bancroft

It doesn’t get any better than this: Ginnie Mae production hit a record $545 billion in 2016…

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John Bancroft

ARTICLES

Mortgage REIT Holdings of Residential MBS Fell Slightly in 4Q16

GSE Seller Buybacks Tumbled to Record Low in 4Q16

Creeping Upward: The Debt Burden of FHA and VA Borrowers

Wholesale-Broker Production Suffers the Most in 4Q16, Down 6.7 Percent

Banks Increase MBS Holdings – Went on a Buying Spree of Ginnie Mae Product in 4Q16

Private MIs Expanded Market Share in 2016 Despite a Surge from the VA Guaranty Program

Inching Up Ever So Slightly: The Percentage of GSE Loans With Lower Credit Scores

Are GSE Loan Sellers Finally Easing up on Credit Standards?

Mortgage Securitization Rate Near Record-Low in 2016

Government-Insured Originations Hit All-Time High in 2016, but Fell Off in 4Q16

Latest Imf News

Bayview Creates Some Distance From Other Top Ginnie Servicers

FHA Proposes Alternative to Partial Claims

AGNC Returns to Profitability in Second Quarter

Lenders Looking to Increase Originations With Efficiency

Featured Data

Ginnie Issuance Soars in 2Q; Purchase Mortgages Strong

Non-Agency MBS Issuance Declines in Second Quarter

MBS/ABS Issuance Rises in 2Q26, But Momentum Stalls

Lenders Put an Emphasis on FHA, VA Loans in 2Q

Featured Reports

Agency Seller-Issuer Profile: 1Q26 (PDF)

2026 Mortgage Market Statistical Annual (PDF)

GSE Repurchase Activity: Cumulative Through Fourth Quarter 2025 (PDF Format)

Guide to Mortgage Lending to First-Time Homebuyers

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