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Home » Authors » John Bancroft

John Bancroft

jbancroft@imfpubs.com
@https://twitter.com/jbancroftimf
Articles

ARTICLES

GSE Loans Shift to Less Risky Status in 3Q16

November 15, 2016
John Bancroft
In the refinance market, the share of loans falling into the low-score/high LTV group was 2.57 percent, down from 2.86 percent in the second quarter...
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Mortgage Loan Officers Need to Adopt to Social Media

November 15, 2016
John Bancroft
Americans spend an average of 6 hours per day on social and mobile media, which has taken over television viewing.
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Publicly Traded Nonbanks See Improvement in 3Q16 Earnings – But Not All Share in the Good Times

November 14, 2016
John Bancroft
Stonegate Mortgage, Ocwen Financial and Nationstar Mortgage all recovered from second-quarter losses with net profits during the most recent cycle.
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Mortgage REITs Trim Holdings of Residential MBS. Departures Play a Key Role

November 11, 2016
John Bancroft
Second-ranked AGNC Investment Corp. – formerly American Capital Agency Corp. – reported a 2.2 percent increase in its MBS holdings under a new management structure…
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MI Industry on Track for Best Year Ever. Arch Posts Strongest Growth Rate Among the PMIs

November 10, 2016
John Bancroft
FHA endorsements rose 16.6 percent from the second quarter and VA loan guaranty production increased 20.3 percent…
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GSEs Continue to Trim Portfolios; The Two are on Track to Meet the 2018 Cap of $250 Billion

November 8, 2016
John Bancroft
Under the current terms of their conservatorship, Fannie and Freddie are required to reduce their mortgage portfolios by at least 15 percent a year…
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Agency MBS Issuance Slumped in October, but Still Healthy Overall

November 4, 2016
John Bancroft
Wells Fargo once again ranked first among all agency sellers with $17.6 billion sold to Fannie, Freddie and Ginnie. Quicken was second with $8.46 billion.
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Nonbanks and Second-Tier Servicers Gained More Market Share During 3Q16

November 3, 2016
John Bancroft
Nonbanks will continue to gain market share in the residential servicing space – it’s just a matter of how much…
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Banks Post Strong Mortgage Profits for 3Q16

November 1, 2016
John Bancroft
The four megabanks had significantly greater earnings as a group: $2.684 billion, but the gain was slightly lower, 21.2 percent.
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Agency MSR Transfer Market Gained Speed in 3Q16

October 31, 2016
John Bancroft
Pingora Loan Servicing, Matrix Financial Services and Arvest Bank were the top acquirers of GSE servicing through co-issuance over the first nine months of the year.
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View All Articles by John Bancroft

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