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Home » Authors » John Bancroft

John Bancroft

jbancroft@imfpubs.com
@https://twitter.com/jbancroftimf
Articles

ARTICLES

The GSEs in Conservatorship: Sure Doesn’t Seem Like It

June 1, 2018
John Bancroft
“We’re partnering with external firms to understand and anticipate their needs,” said Freddie Mac official Kevin Palmer…
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First-Time Buyer Share of Purchase-Mortgage Market Up in Early 2018

May 31, 2018
John Bancroft
First-time buyers continue to fight the challenges of rising house prices, higher interest rates and depleted inventory…
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The Beat Goes On: GSE Credit Scores Much Higher Than on Ginnie Product

May 30, 2018
John Bancroft
During the first quarter, the average credit score at Fannie Mae was 741.15, slightly below the average 744.73 at Freddie Mac.
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More Big Swings in GSE Single-Family MBS Business in April

May 29, 2018
John Bancroft
However, Freddie still has some catching up to do to reach the 40.2 percent GSE share it had last year.
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Non-Agency MBS Making Big Strides in 2018

May 29, 2018
John Bancroft
And there is significant price tiering in the market…
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Bank Holdings of ABS Increase Slightly in First Quarter

May 25, 2018
John Bancroft
The biggest factor in the small uptick was the significant growth in the two largest ABS portfolios in the industry...
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Short Takes: FHFA Punts on MI Volume Discounts / Fannie Considering an IMAGIN of its Own / Home Sales Decline / Refi Business Worse than 2014?

May 25, 2018
John Bancroft and Brandon Ivey
A senior FHFA official said disputes over private mortgage-insurance pricing likely fall under the jurisdiction of state insurance regulators.
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Correspondent Channel Gains Market Share as Originations Decline

May 24, 2018
John Bancroft
The correspondent channel accounted for 32.9 percent of total first-lien originations, up from a 32.4 percent share the previous quarter.
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Mortgage Production Was a Net Loss in 1Q18 as Competition Takes a Toll

May 22, 2018
John Bancroft
Respondents to the Mortgage Bankers Association's quarterly mortgage banking performance survey reported, in aggregate, a negative margin in the “mid to high single digits” for the first quarter.
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FVA, VA Lending Down in First Quarter with Some Variations in Refi Business

May 22, 2018
John Bancroft
Most of the decline in FHA business was in purchase-mortgage lending while VA business took a hit due to reductions in the Interest Rate Reduction Refinance Loan program.
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View All Articles by John Bancroft

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