Skip to content
  • Sign In
  • Create Account
  • Sign Out
  • My Account
Cart
  • Inside Mortgage Finance
  • MBS & ABS
  • The GSEs
  • The CFPB
  • Mortgage Trends
  • FHA/VA Lending
  • Nonconforming Markets
  • Data
    • Subscribe to Data
Home » Authors » John Bancroft

John Bancroft

jbancroft@imfpubs.com
@https://twitter.com/jbancroftimf
Articles

ARTICLES

Agency MBS Production Slumped in February

March 9, 2018
John Bancroft
Higher mortgage interest rates are squashing the refinance sector…
Read More

‘Big Ticket’ Mortgage Lending Lost Market Share in 2017

March 8, 2018
John Bancroft
An estimated $437.84 billion of home loans greater than the $424,100 benchmark agency limit were originated in 2017…
Read More

GSE Loan Buybacks Fell Sharply in 4Q17, Second Lowest Reading Ever

March 5, 2018
John Bancroft
Wells Fargo led the pack in GSE buyback activity for the fourth quarter…
Read More

The Seasonal Downturn Strikes: GSE Production Declined in February

March 5, 2018
John Bancroft
Business levels at the two were not the same: Fannie MBS issuance was down 14.1 percent from January, while Freddie production was up 0.5 percent…
Read More

Mortgage REITs Continue to Build MBS Portfolios, a 17 Percent Gain for the Year

March 2, 2018
John Bancroft
Redwood Trust grew its non-agency holdings by an impressive 38 percent…
Read More

Purchase-Mortgage Lending Turns in its Best Year Since 2006

March 1, 2018
John Bancroft
An estimated $1.148 trillion of home-purchase mortgages were originated in 2017, a 10.7 percent increase from the prior year.
Read More

Bank Interest in ABS Continues to Wane

February 23, 2018
John Bancroft
The bank share of ABS outstanding declined to 15.2 percent at Dec. 31…
Read More

Refi Bump Helped Boost Retail Share in Late 2017, Correspondent Suffered

February 22, 2018
John Bancroft
Wells Fargo was the top retail and correspondent lender in 2017 while United Wholesale Mortgage took home the gold in the wholesale/broker category…
Read More

FHFA Establishes ‘Minimum’ Return on Equity Goals for Fannie and Freddie, Sparking New Speculation

February 22, 2018
John Bancroft and Paul Muolo
According to their financial disclosures and company officials, both GSEs saw a sharp decline in the average guarantee fee they charged on new MBS issued during the fourth quarter…
Read More

GSE Credit Box Continues to Loosen, but Not by Much

February 20, 2018
John Bancroft
Borrowers with credit scores below 700 accounted for 22.03 percent of GSE purchase loans last year…
Read More
View All Articles by John Bancroft

Latest Imf News

  • Refi Lending Spikes in 4Q, Purchase Mortgages Slow

  • Delinquencies Climb During Fourth Quarter, Led by FHA

  • GSEs Getting Aggressive With Cash Window Pricing

  • Onity’s Earnings Helped by Release of Tax Valuation Allowance

More Imf News

Featured Data

  • FHA Delinquencies Rise to Pandemic Levels

  • Expanded-Credit MBS Issuance Slows in 4Q

  • New Nonbank Servicing Giant Emerges in Fourth Quarter

  • January Ushers In New Year With Modest Gain in MBS

More Featured Data

Featured Reports

  • Mortgage Servicing Rights Report: 3Q25 (PDF)

  • IMF Mortgage Directory: Full interactive database

  • Agency Seller-Issuer Profile: 3Q25 (PDF)

  • IMF HMDA Dashboard: 2024

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

View Results
  • About
    • About Inside Mortgage Finance
    • Contact Us
    • Advertising
    • Privacy Policy/Terms
    • Article Reprints/Web Postings
    • Copyright FAQ
  • Customer Center
    • Subscribe
    • Request a Sample
    • Account Inquiries
    • Change of Address
    • Change of Delivery Method
    • Data Licensing
    • Password Reminder
    • Group Subscriptions
    • Refunds
    • Renew Your Subscription
    • E-mail Newsletters
  • Mortgage Data
    • Origination
    • Servicing and Portfolios
    • Mortgage Insurance
    • Securitization
    • Agency MBS Activity
    • Non-Agency MBS Activity
    • MBS Investor Activity
    • ABS Activity
    • Commercial MBS Activity
    • Funding Activity
    • Earnings and Financials
    • Regulatory Data
    • Mortgage Rates and Terms
    • Subscribe to Data
    • Lender Profiles
    • HMDA Dashboard
    • Contacts Directory
    • Custom Data
    • Data Licensing
  • Reports
    • Data Reports
    • Industry Studies
    • Regulatory Reports
    • Statistical Annual
    • Free Reports

© Copyright 2026 Inside Mortgage Finance Publications
Design, CMS, Hosting & Web Development :: ePublishing