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Home » Authors » John Bancroft

John Bancroft

jbancroft@imfpubs.com
@https://twitter.com/jbancroftimf
Articles

ARTICLES

Revised MI Data Show Lower Government Share in 2017

February 16, 2018
John Bancroft
With $269.01 billion in flow MI business for the year, private MIs recorded a modest 0.6 percent increase from 2016.
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Mortgage Insurers Lost Market Share Late in the Year, but Industry Gained Overall in 2017

February 15, 2018
John Bancroft
After surging to an unusually high level of 26.6 percent in 2016, market share for the VA home-loan guaranty program eased to 24.1 percent last year…
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Behind the White House’s Request to Shore Up FHA Tech: 73 System Outages in 2017

February 15, 2018
John Bancroft
The budget proposal calls for exempting “small lenders” – companies that generate about 20 percent of FHA business – from the IT fee.
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The Correspondent Share of the FHA Market: 48.6 Percent

February 12, 2018
John Bancroft
The correspondent share of the FHA market rose to 48.6 percent last year…
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Agency MBS Production Down a Modest 6.9 Percent in January. Turbulence Ahead?

February 9, 2018
John Bancroft
January volume was the lowest monthly total since May 2017…
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Government and Jumbo Sectors Took the Biggest Lumps in 4Q17 Lending

February 8, 2018
John Bancroft
The conventional-conforming market held up relatively well in the fourth quarter, with origination volume easing by just 0.7 percent…
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Retail Loans Less Risky in Agency Market

February 7, 2018
John Bancroft
Although Freddie Mac had a higher average credit score than its rival GSE, Fannie Mae had slightly lower average DTI and LTV ratios…
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Mortgage Profits at Depositories Tumbled 29 Percent in 2017

February 6, 2018
John Bancroft
Many lenders cited increased competition in a declining market for the weaker results…
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GSE Single-Family Business Off to a Weak Start in January

February 5, 2018
John Bancroft
It was the GSEs’ weakest monthly output since May 2017…
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GSE Credit-Risk Transfers Slowed Significantly in 4Q17

February 2, 2018
John Bancroft
Fannie and Freddie issued just $2.01 billion of structured credit notes during the fourth quarter, a sharp 44.5 percent drop from the previous period…
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View All Articles by John Bancroft

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