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John Bancroft

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Articles

ARTICLES

Third-Party Lenders Account for Out-Sized Share of FHA/VA Market

September 25, 2018

John Bancroft

However, some large commercial banks are willing to remain in the market through correspondent arrangements…

Surprise: Non-Agency Option Dings GSE Conforming-Jumbo Business

September 20, 2018

John Bancroft

More conventional loans that fit under the GSE loan limits for high-cost markets are ending up in non-agency mortgage-backed securities…

Who Needs the Fed? Plenty of Investors Willing to Pick Up the Central Bank’s (MBS) Slack

September 20, 2018

John Bancroft

The central bank could lose its kingpin status if commercial banks continue buying…

A Surge in Jumbo Correspondent Acquisitions

September 19, 2018

John Bancroft

Jumbo production by correspondent lenders increased by 63.7 percent on a sequential basis…

GSE Purchase Business Up Again, but Refis Rise as Well

September 17, 2018

John Bancroft

The refi surge may be attributable to more cash-out transactions.

REITs Continue to Grow MBS Investments, However…

September 14, 2018

John Bancroft

With agency MBS spreads remaining tight, Annaly has put more emphasis on commercial real estate and whole-loan acquisitions…

Home-Equity Lending Up Sharply in 2Q18, but Market Far Below Its Potential

September 13, 2018

John Bancroft

Mortgage lenders generated an estimated $54.0 billion of new home-equity loans during the second quarter, up 18.7 percent…

Ginnie Mae MBS Issuance Nudges Higher in August but Trails 2017

September 12, 2018

John Bancroft

Through the first eight months of the year, Ginnie issuance was down 11.0 percent...

First-Time Buyers Continue Gaining Share in Red-Hot Purchase Market; PMIs Step Up…

September 6, 2018

John Bancroft

The nation’s PMIs have made a significant dent in the first-timer market, insuring a greater volume of mortgages guaranteed by Fannie and Freddie…

Agency MBS Production Up Again in August. For Purchase Business, a Post-Crisis High

September 6, 2018

John Bancroft

August often sets the high-water mark for annual purchase-loan business for the agencies…

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John Bancroft

ARTICLES

Third-Party Lenders Account for Out-Sized Share of FHA/VA Market

Surprise: Non-Agency Option Dings GSE Conforming-Jumbo Business

Who Needs the Fed? Plenty of Investors Willing to Pick Up the Central Bank’s (MBS) Slack

A Surge in Jumbo Correspondent Acquisitions

GSE Purchase Business Up Again, but Refis Rise as Well

REITs Continue to Grow MBS Investments, However…

Home-Equity Lending Up Sharply in 2Q18, but Market Far Below Its Potential

Ginnie Mae MBS Issuance Nudges Higher in August but Trails 2017

First-Time Buyers Continue Gaining Share in Red-Hot Purchase Market; PMIs Step Up…

Agency MBS Production Up Again in August. For Purchase Business, a Post-Crisis High

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