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John Bancroft

jbancroft@imfpubs.com

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Articles

ARTICLES

Who Needs the Fed? Plenty of Investors Willing to Pick Up the Central Bank’s (MBS) Slack

September 20, 2018

John Bancroft

The central bank could lose its kingpin status if commercial banks continue buying…

A Surge in Jumbo Correspondent Acquisitions

September 19, 2018

John Bancroft

Jumbo production by correspondent lenders increased by 63.7 percent on a sequential basis…

GSE Purchase Business Up Again, but Refis Rise as Well

September 17, 2018

John Bancroft

The refi surge may be attributable to more cash-out transactions.

REITs Continue to Grow MBS Investments, However…

September 14, 2018

John Bancroft

With agency MBS spreads remaining tight, Annaly has put more emphasis on commercial real estate and whole-loan acquisitions…

Home-Equity Lending Up Sharply in 2Q18, but Market Far Below Its Potential

September 13, 2018

John Bancroft

Mortgage lenders generated an estimated $54.0 billion of new home-equity loans during the second quarter, up 18.7 percent…

Ginnie Mae MBS Issuance Nudges Higher in August but Trails 2017

September 12, 2018

John Bancroft

Through the first eight months of the year, Ginnie issuance was down 11.0 percent...

First-Time Buyers Continue Gaining Share in Red-Hot Purchase Market; PMIs Step Up…

September 6, 2018

John Bancroft

The nation’s PMIs have made a significant dent in the first-timer market, insuring a greater volume of mortgages guaranteed by Fannie and Freddie…

Agency MBS Production Up Again in August. For Purchase Business, a Post-Crisis High

September 6, 2018

John Bancroft

August often sets the high-water mark for annual purchase-loan business for the agencies…

GSE Buybacks Declined in 2Q18, but Pipeline of Pending Demands Grew

September 4, 2018

John Bancroft

Only a trace amount – 0.5 percent – of unresolved buyback cases were related to loans purchased by the GSEs before 2009.

Mortgage Banking Income at Depositories Held Steady in 2Q18, Call Reports Show

September 4, 2018

John Bancroft

For many depositories, there’s a significant mismatch between their reported mortgage banking income and what’s on their call reports…

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John Bancroft

ARTICLES

Who Needs the Fed? Plenty of Investors Willing to Pick Up the Central Bank’s (MBS) Slack

A Surge in Jumbo Correspondent Acquisitions

GSE Purchase Business Up Again, but Refis Rise as Well

REITs Continue to Grow MBS Investments, However…

Home-Equity Lending Up Sharply in 2Q18, but Market Far Below Its Potential

Ginnie Mae MBS Issuance Nudges Higher in August but Trails 2017

First-Time Buyers Continue Gaining Share in Red-Hot Purchase Market; PMIs Step Up…

Agency MBS Production Up Again in August. For Purchase Business, a Post-Crisis High

GSE Buybacks Declined in 2Q18, but Pipeline of Pending Demands Grew

Mortgage Banking Income at Depositories Held Steady in 2Q18, Call Reports Show

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Featured Data

LTV Ratios on GSE Deliveries Up in Second Quarter

Non-Agency MBS Issuance Declines Sharply in Second Quarter

Nonbanks Gain More Agency Servicing Share in Second Quarter

Ginnie Issuance Soars in 2Q; Purchase Mortgages Strong

Featured Reports

Top Mortgage Players: 1Q26 (PDF)

Agency Seller-Issuer Profile: 1Q26 (PDF)

2026 Mortgage Market Statistical Annual (PDF)

GSE Repurchase Activity: Cumulative Through Fourth Quarter 2025 (PDF Format)

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?