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John Bancroft

jbancroft@imfpubs.com

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Articles

ARTICLES

Refinance Market Continued to Slip in 3Q18

But Purchase Mortgages Lift Fannie/Freddie Business

October 10, 2018

John Bancroft

Fannie Mae and Freddie Mac turned in a solid gain in single-family production during the third quarter of 2018, according to an exclusive ranking and analysis by Inside Mortgage Finance.

Ginnie MBS Production Down 11 Percent Through Sept. 30

October 8, 2018

John Bancroft

Issuers pooled $19.63 billion of FHA and VA refi loans during the third quarter, down 11.6 percent from the previous period…

Refi Market Continued to Slip in 3Q18, but Purchases Lift Fannie/Freddie Business

October 4, 2018

John Bancroft

Purchase mortgages accounted for 71.4 percent of third-quarter GSE business…

Securitization Market Limped Through 3Q18 with Help From Agency MBS Issuance

October 4, 2018

John Bancroft

The major driver was a 16.8 percent jump in Fannie Mae issuance…

Nonbanks Gained Market Share in 2Q18

October 3, 2018

John Bancroft

As a result, the nonbank share of new production edged up to 53.9 percent, its highest level since the second quarter of 2017.

Bank MSR Values the Highest They’ve Been Since 2007

October 1, 2018

John Bancroft

Banks valued these servicing rights at $46.4 billion, $5.6 billion more than in March…

A Milestone: Nonbanks Pass Banks in MSR for the First Time

September 27, 2018

John Bancroft

The bank retreat from agency MBS servicing is mostly taking place at the top…

Third-Party Lenders Account for Out-Sized Share of FHA/VA Market

September 25, 2018

John Bancroft

However, some large commercial banks are willing to remain in the market through correspondent arrangements…

Surprise: Non-Agency Option Dings GSE Conforming-Jumbo Business

September 20, 2018

John Bancroft

More conventional loans that fit under the GSE loan limits for high-cost markets are ending up in non-agency mortgage-backed securities…

Who Needs the Fed? Plenty of Investors Willing to Pick Up the Central Bank’s (MBS) Slack

September 20, 2018

John Bancroft

The central bank could lose its kingpin status if commercial banks continue buying…

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John Bancroft

ARTICLES

Refinance Market Continued to Slip in 3Q18

Ginnie MBS Production Down 11 Percent Through Sept. 30

Refi Market Continued to Slip in 3Q18, but Purchases Lift Fannie/Freddie Business

Securitization Market Limped Through 3Q18 with Help From Agency MBS Issuance

Nonbanks Gained Market Share in 2Q18

Bank MSR Values the Highest They’ve Been Since 2007

A Milestone: Nonbanks Pass Banks in MSR for the First Time

Third-Party Lenders Account for Out-Sized Share of FHA/VA Market

Surprise: Non-Agency Option Dings GSE Conforming-Jumbo Business

Who Needs the Fed? Plenty of Investors Willing to Pick Up the Central Bank’s (MBS) Slack

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Purchase Mortgages Push Up Agency MBS in August

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Lennar Taking Financial Hit While Maintaining Home Sale Pace

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Homebuying Boosts Agency MBS Issuance in August

Retail Lending Takes Some Share From Brokers in 2Q

Non-Agency Jumbo Lending Increases in Second Quarter

FHA, VA Production Strong Even as Refis Decline in 2Q

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