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Home » Authors » John Bancroft

John Bancroft

jbancroft@imfpubs.com
@jbancroftimf
Articles

ARTICLES

The Final Tally for 3Q18 Originations: $435 Billion. Modest Declines Expected in the Quarters Ahead

October 25, 2018
John Bancroft
The mortgage market was somewhat more top-heavy in the third quarter, with the top 25 lenders accounting for 57.7 percent of total production…
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Trouble Brewing? FHA and VA Delinquencies on the Rise

October 24, 2018
John Bancroft
No wonder Ginnie Mae Acting President Michael Bright is nervous: Short-term default rates showed the biggest increases…
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Non-Mortgage ABS Production Down Sharply in 3Q18

October 19, 2018
John Bancroft
Most of the third-quarter slippage occurred in the business-finance category, where ABS production tumbled 51.2 percent...
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Agency MSR Market Grew Modestly in 3Q18 as Nonbanks Continued Their March Forward

October 18, 2018
John Bancroft
Fun fact: Nonbanks went over the 60.0 percent threshold in Ginnie Mae market share during the third quarter.
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FHA Market Grows Riskier in 2018

October 16, 2018
John Bancroft
FHA debt-to-income ratios are also deteriorating…
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Home-Equity Lending Up Sharply in 2Q18, But Market Still Far Below Its Potential

October 15, 2018
John Bancroft

Lenders did more home-equity business during 2Q18, but the volume of HEL assets outstanding continued to shrink. Credit unions continued to build market share.


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First-Time Buyers Continued Gaining Share in Red-Hot Purchase-Mortgage Market of 2Q18

October 15, 2018
John Bancroft
First-time homebuyers accounted for over half of the purchase mortgages securitized by Fannie, Freddie and Ginnie in the second quarter, and private MIs are taking a bigger share.
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Jumbo Loan Originations Up Sharply in 2Q18

Purchase-Mortgage Lending Fueled Production
October 15, 2018
John Bancroft
First-lien mortgage originations were up across all product lines in the second quarter of 2018, but the jumbo market saw the biggest gains from the first three months of the year, according to a new Inside Mortgage Finance ranking and market analysis.
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GSE Single-Family Business Up 10 Percent in 3Q18

October 14, 2018
John Bancroft
Fannie enjoyed a 29.9 percent quarterly increase in purchase business, nearly double Freddie’s 15.4 percent gain.
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Non-Agency MBS Issuance Drops Sharply in 3Q18 as Nonprime Tops Prime

October 12, 2018
John Bancroft
The highlight of the third quarter was the steady growth of the nonprime market…
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View All Articles by John Bancroft

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