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John Bancroft

jbancroft@imfpubs.com

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Articles

ARTICLES

Refi Market Continued to Slip in 3Q18, but Purchases Lift Fannie/Freddie Business

October 4, 2018

John Bancroft

Purchase mortgages accounted for 71.4 percent of third-quarter GSE business…

Securitization Market Limped Through 3Q18 with Help From Agency MBS Issuance

October 4, 2018

John Bancroft

The major driver was a 16.8 percent jump in Fannie Mae issuance…

Nonbanks Gained Market Share in 2Q18

October 3, 2018

John Bancroft

As a result, the nonbank share of new production edged up to 53.9 percent, its highest level since the second quarter of 2017.

Bank MSR Values the Highest They’ve Been Since 2007

October 1, 2018

John Bancroft

Banks valued these servicing rights at $46.4 billion, $5.6 billion more than in March…

A Milestone: Nonbanks Pass Banks in MSR for the First Time

September 27, 2018

John Bancroft

The bank retreat from agency MBS servicing is mostly taking place at the top…

Third-Party Lenders Account for Out-Sized Share of FHA/VA Market

September 25, 2018

John Bancroft

However, some large commercial banks are willing to remain in the market through correspondent arrangements…

Surprise: Non-Agency Option Dings GSE Conforming-Jumbo Business

September 20, 2018

John Bancroft

More conventional loans that fit under the GSE loan limits for high-cost markets are ending up in non-agency mortgage-backed securities…

Who Needs the Fed? Plenty of Investors Willing to Pick Up the Central Bank’s (MBS) Slack

September 20, 2018

John Bancroft

The central bank could lose its kingpin status if commercial banks continue buying…

A Surge in Jumbo Correspondent Acquisitions

September 19, 2018

John Bancroft

Jumbo production by correspondent lenders increased by 63.7 percent on a sequential basis…

GSE Purchase Business Up Again, but Refis Rise as Well

September 17, 2018

John Bancroft

The refi surge may be attributable to more cash-out transactions.

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John Bancroft

ARTICLES

Refi Market Continued to Slip in 3Q18, but Purchases Lift Fannie/Freddie Business

Securitization Market Limped Through 3Q18 with Help From Agency MBS Issuance

Nonbanks Gained Market Share in 2Q18

Bank MSR Values the Highest They’ve Been Since 2007

A Milestone: Nonbanks Pass Banks in MSR for the First Time

Third-Party Lenders Account for Out-Sized Share of FHA/VA Market

Surprise: Non-Agency Option Dings GSE Conforming-Jumbo Business

Who Needs the Fed? Plenty of Investors Willing to Pick Up the Central Bank’s (MBS) Slack

A Surge in Jumbo Correspondent Acquisitions

GSE Purchase Business Up Again, but Refis Rise as Well

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Mortgage Sales Rise at Banks and Thrifts

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Assumable, Portable Mortgages Unlikely to Significantly Boost Affordability

Pending Home Sales See Slight Boost

Featured Data

Largest Sellers See GSE Deliveries Wane in November

Third-Party Lenders Boost Market Share in Third Quarter

Bank Mortgage Repurchases Decline in Third Quarter

Mortgage REITs Up Agency MBS, Shed Non-Agency

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Agency Seller-Issuer Profile: 3Q25 (PDF)

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