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Home » Authors » John Bancroft

John Bancroft

jbancroft@imfpubs.com
@https://twitter.com/jbancroftimf
Articles

ARTICLES

Nonbanks Kept Growing Origination Share in 3Q18

October 31, 2018
John Bancroft
Year-over-year, United Wholesale Mortgage had the largest gain at 52.2 percent, based on originations through the first nine months of 2018.
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Mortgage Complaints Took a Dive in 3Q18

October 30, 2018
John Bancroft
Wells Fargo once again led the complaint pack…
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MSR Transfers Boomed in 3Q18, Aided by Franklin American Sale

October 29, 2018
John Bancroft
The top five bulk MSR transfers were led by Franklin American, followed by Stearns, loanDepot, Flagstar and United Shore/United Wholesale Mortgage…
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Commercial Mortgage Securitizations Slowed in 3Q18 but MF Surged

October 26, 2018
John Bancroft
Thanks to Fannie Mae and Freddie Mac, multifamily securitizations surged 44.7 percent…
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Private MIs Push for More Transparency in GSE Pricing, Underwriting

October 25, 2018
John Bancroft
While the FHFA has proposed a formal rulemaking on GSE capital, the current standard known as the conservatorship capital framework has not been made public…
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The Final Tally for 3Q18 Originations: $435 Billion. Modest Declines Expected in the Quarters Ahead

October 25, 2018
John Bancroft
The mortgage market was somewhat more top-heavy in the third quarter, with the top 25 lenders accounting for 57.7 percent of total production…
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Trouble Brewing? FHA and VA Delinquencies on the Rise

October 24, 2018
John Bancroft
No wonder Ginnie Mae Acting President Michael Bright is nervous: Short-term default rates showed the biggest increases…
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Non-Mortgage ABS Production Down Sharply in 3Q18

October 19, 2018
John Bancroft
Most of the third-quarter slippage occurred in the business-finance category, where ABS production tumbled 51.2 percent...
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Agency MSR Market Grew Modestly in 3Q18 as Nonbanks Continued Their March Forward

October 18, 2018
John Bancroft
Fun fact: Nonbanks went over the 60.0 percent threshold in Ginnie Mae market share during the third quarter.
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FHA Market Grows Riskier in 2018

October 16, 2018
John Bancroft
FHA debt-to-income ratios are also deteriorating…
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View All Articles by John Bancroft

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