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Home » Authors » John Bancroft

John Bancroft

jbancroft@imfpubs.com
@https://twitter.com/jbancroftimf
Articles

ARTICLES

All Major Mortgage Product Groups Hit by 4Q18 Slump

February 8, 2019
John Bancroft
It didn’t really matter much what part of the mortgage market lenders focused on in late 2018, production fell by roughly equal degrees in the major product groups, according to an exclusive new Inside Mortgage Finance analysis. [Includes two data charts.]
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Agency MBS Production Fell Modestly in Early 2019

February 8, 2019
John Bancroft
New production of single-family MBS started the new year on a downbeat, with combined issuance by Fannie Mae, Freddie Mac and Ginnie Mae slipping to $80.72 billion in January, ac-cording to a new Inside MBS & ABS ranking and analysis. [Includes two data charts.]
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Purchase Market Tilting to FTHB, Conventional Loans

February 8, 2019
John Bancroft
The agency purchase-mortgage market saw a higher share of first-time homebuyers in 2018 and increased reliance on conventional financing rather than government mortgage insurance. [Includes one data chart.]
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Banks Report Sharp Drop in Mortgage Banking Income

February 8, 2019
John Bancroft
Publicly-owned commercial banks and thrifts reported widespread declines in mortgage banking income during the fourth quarter, according to a new analysis by Inside Mortgage Trends. [Includes one data chart.]
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GSE Credit Profile Turned Riskier for Purchase Loans

February 8, 2019
John Bancroft
Lenders that sell single-family mortgages to Fannie Mae and Freddie Mac became slightly more daring in the fourth quarter of 2018, according to an exclusive new analysis by Inside Mortgage Trends. [Includes two data charts.]
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4Q18 Ugly: All Major Mortgage Product Groups Suffer

February 7, 2019
John Bancroft
Expanded-credit was the only corner of the market that grew last year – by an estimated $7.6 billion…
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Nonbanks Amassed Large MBS Market Share in 2018

February 5, 2019
John Bancroft
Over the same timeframe, agency MBS production by commercial banks, thrifts and credit unions fell 17.2 percent…
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Third-Party Producers Continue to Dominate in the FHA/VA Space

February 4, 2019
John Bancroft
Meanwhile, the wholesale-broker share of FHA/VA purchase lending inched up to 13.3% in 2018, a 40 bps upward wiggle…
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Another Record Year for GSE Credit-Risk Transfers

February 1, 2019
John Bancroft
CRT deals have redefined the Fannie/Freddie business model…
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Mortgage Grapevine

February 1, 2019
John Bancroft and Paul Muolo
Fannie changes bylaws, Phillips staying put...
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View All Articles by John Bancroft

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